If your grandfather is credit-worthy on his own, he may be able to get a loan to pay off the current one or refinance it without you as co-signor. It is also possible the lender may agree to swap co-signors if there is another one who can take your place and is at least equally credit-worthy.
Selected as best answer
Anyone can threaten to sue . . . heck, anyone can sue, but not anyone can prevail in a case and an attorney could be subject to the same allegation of frivolous claims as anyone else plus possible professional sanctions if they file a frivolous legal action. Under the facts as you present them, I agree that the jurisdiction is likely inappropriate, unless your NV friend has sufficient personal ties with Hawaii to be subject to personal jurisdiction there. Also, were the statements made by...
3 lawyers agreed with this answer
1 person marked this answer as helpful
If you are not honest with them at the time of hire, they could terminate you when they find out about it later. I would own up to it, explain what you learned from it, and hopefully move on to bigger and better things.
Your question does not state when you sent the letter to cancel the contract. Was it within the 3 days? If so, a consumer protection lawyer in Illinois would be your best bet, unless you are able to dispute the charges with your credit card company.