Sadly, no. YOur "contract" with the hospital will favor the hospital and their agents, eg. their collection attorney. It will not give you rights to sue them nearly as much as for them to sue you. Court costs are normally awarded by judges based on this contract. The fact that your checks were not cashed should have been a warning to you that the payments were not made in a timely manner. I understand this is not the answer you want, but I recommend you pay the court costs and forget a...