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Mark Eugene Barbour
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Mark Barbour’s Answers

293 total


  • I own a restaurant. Does a person threatening to sue for a 'slip & fall' incident have the right to ask for my insurance?

    A customer claimed to have fallen due to a wet area on the floor near the bathrooms. There sole witness is the person's friend. The floor did seem a little damp in one area - so a rug was put down right away. The person left out immediately & dr...

    Mark’s Answer

    Your policy language probably requires that you notify the insurance company of possible claims like this one and if you ignore it, the insurance company could deny coverage under the right circumstances for lack of timely notice from you. Then you'd have to defend the claim out of your own pocket. Give the letter to your agent and let them handle it. This is why we buy insurance.

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  • Is this abuse, neglect or just to be expected?

    My daughter has suffered some injuries in daycare over the past 30 days. 1. fell from chair and hit her teeth causing bleeding for a few hours (incident report filed) 2. fingernail scratch on one cheek - they claimed it was her nail but I di...

    Mark’s Answer

    I'm not sure it is a case for a lawyer but probably a different day care would be a better solution.

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  • Can I b sued

    I was involved in a accident and I had no insurance at the time. I talked with other driver and we both agreed that it was just a unfortunate acciden and that I would help pay for damages. They made a left turn on a 4 lane rd and do to a city bus ...

    Mark’s Answer

    They are entitled to the loss of value of the car due to the damage in that case but it seems a little shaky how it all went down. A better measure of damages might be the reasonable cost of repair. But it seems like you probably owe them something if it was your fault.

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  • Can I still sue the city after a fall almost 5 months ago that has left me with an incurable nerve disorder?

    Back in Jan, I was crossing the street where they had recently put in new streetcar tracks. The pavement between the left lane and the right lane (where they had put the tracks) had a small lip. I tripped and fell and haven't been able to walk/wor...

    Mark’s Answer

    The statute of limitations for a personal injury case in Ohio is two years so you are within the time limit. Consult a local lawyer to get the best advice.

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  • Can I sue

    I got in a car accident, im not injured but my car is, it was the other drivers fault (police said so) and apparently, he was driving someone elses vehicle, the vehicles insurance said they wouldnt cover my damages to my car because the driver was...

    Mark’s Answer

    Yes you can. It is likely the other driver was not a permissive driver or was excluded from the policy. Be sure and sue both the driver and owner. There is a two year time limit starting on the day of the accident. Best bet would be to make a claim under your own policy if you have the right coverage.

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  • Do insurance companies keep hard copies of signed policies on file?

    we had a fire and I had more coverage that insurance company is telling me. my copies were destroyed in the fire and they are telling me that they don't keep hard copies of policies, only electronic, is that so?

    Mark’s Answer

    That is probably true but copies can be provided. The same language and endorsements are used over and over. Ask for a certified copy of your policy including the dec page. And you should hire an insurance coverage lawyer to protect your rights. The policy can have a number of endorsements and the language can be confusing.

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  • Can I be sued if my dog bite a person on my property who was not invited and should not have been there?

    I had the gate to my back yard open to take out garbage and a neighbor came on to my property uninvited. My dog ran out, jumped on her and broke the skin. I don't know if it was a bite or scratches, as I did not see it happen. This person is aware...

    Mark’s Answer

    I agree with Dan Romaine. First report this to your insurance company right now. You say she filed a complaint so maybe it is in suit already. Make sure your insurance company knows of it. Then you can talk about these things with the lawyer handling your case.

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  • What can i do about a beneficiary that refuses to pay for a funeral?

    My uncle recently passed away and he named his girlfriend as the beneficiary on the life insurance policy. Since she knows he had life insurance, she is now avoiding our families phone calls, in a nut shell she is refusing to pay for a funeral wit...

    Mark’s Answer

    Usually the insurance is not an estate asset if it going right to her as a beneficiary, so there is no legal way to force her to pay for the funeral. Best to hire a local probate attorney.

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  • Can I sue for the fact that the air conditioner at my daughters wedding was broken and we all suffered through the evening?

    The wedding was at Bell event center, which is beautiful. This is not the VFW! It cost many thousands of dollars! The food is wonderful, the venue is spectacular! Our 160 guests were miserable as well as the bride bridal party even had to stri...

    Mark’s Answer

    Yes, you can sue. Can you win? Maybe. However a jury or judge may not view the damages like you do, and the recovery, if you win, may not be worth the effort.

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  • Insurance company won't give my mother-in-law $2000 that was a policy in her name at the time she divorced my father in law.

    The insurance company will not pay her the $2000 because she remarried. My father in law kept the policy for her, upon his death to pay to her. The ins. Company will not pay her because she remarried. She is in her 80's. Her social security number...

    Mark’s Answer

    Get a copy of the policy and read it or take it to a local lawyer. Without the policy it is difficult to give an accurate answer.

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