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Walter William Messenger Jr.

Walter Messenger’s Answers

27 total

  • Insurance coverage

    i was hit head on by someone passing in a no passing zone. he has crappy insurance (12,500 dollars liability) i have 50,000 dollar coverage. is that all i can get if he has no assetts. my medical bills are more then double that and i havent worked...

    Walter’s Answer

    You can get a judgment. But, it may not be worth the paper its written on. I am assuming you mean you have $50,000 in underinsured motorist coverage. You will also be entitled to medical payment coverage in addition to underinsured motorist coverage. I know some State Farm policies have very high medical payment benefits. I have seen it up to $100,000 on some State Farm policies. Good luck to you.

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  • My daughters boyfriend used her car he is on her policy was in a accident her insurance company is not paying what can she do?

    he is on her insurance plan but was picking up newspapers to deliver them

    Walter’s Answer

    He is not supposed to drive the car fire so no coverage is availabe. He will have to pay for the damages.

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  • Do i have an underinsured motorist claim?

    I was in an automobile accident and suffered severe head and facial injuries resulting in lots of plastic surgery and plenty of medical bills that are still coming in as i have already settled with the other persons insurance company and am still ...

    Walter’s Answer

    Yes. However, you may be denied because you may have destroyed the insurers subrogation rights. This can be overcome with a good lawyer. Further, you need a lawyer to review the insurance policy to see if you would be insured as a lawyer. You could have claimes against other carriers that insured household family members. Lots of issues. Good luck to you.

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  • Legal advice on daughter being hit by a car...

    my 16 year old daughter was hit by a car on june 29 2011 the vehicle that hit her was hit by another vehicle which caused the vehicle to go off the road and hit my daughter where she was sitting in the grass the first vehicle that actually caused ...

    Walter’s Answer

    Sorry to hear about your terrible loss. You could have underinsured motorist coverage under any policies covering a resident relative of your daughter. However, health insurance or other subrogated carriers may take back what you might receive under an auto policy. Lots of issues here. Good luck to you.

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  • My car was parked on Tansky Toyota's dealership when THEIR light pole fell and TOTALLED my car. They have not made ANY attempts

    My car was parked on Tansky Toyota's dealership when THEIR light pole fell and TOTALLED my car. They have not made ANY attempts to resolve this. How do I find an attaorney that will take this case?

    Walter’s Answer

    Sorry to hear about your loss. Assuming you have collision coverage, call your insurance company and tell them to tow the vehicle to another body shop. You can choose your own body shop.

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  • I entered my ? below

    In Oct.2011 someone hit my car it was totaled.I fractured my left wrist, I had a plate & screws in it.In April 2012 went back to work, my Dr. faxed my employer no lifting with left wrist.Since I"m a home health care worker I only received 8hrs. in...

    Walter’s Answer

    Listen to your lawyer. You have a very serious injury that may be worth a lot of money. The insurance company may make you wait a long time to recover money. By the time you settle you could owe 400 percent interest. No joke. I never litigate cases with these loans involved. I don't like paying thousands in litigation costs so that the finance company can rob you. Stay away.

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  • How can Andrew Daniel Myers (Derry Personal Injury Lawyer) state such false information?

    Stating "you do have a duty with any insurance company to cooperate". This is bad information he is giving to the public. You don't have a duty to cooperate with another person's Insurance Company. You are not under contract with another person...

    Walter’s Answer

    Be careful about making accusations and naming names like this in a public forum. What if you misunderstood him? If you damage his reputation over a mistake you could be held liable. Further, you hired Mr. Myers. Trust his judgment. I've had many clients leave me because they did not like my answers and then end up with a different lawyer to their detriment. Good luck to you.

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  • Donated plasma...was in pain during the procedure..REPEATEDLY asked them to take out the needle...15 min later they did..PAIN!!!

    The pain is incredible and the bruise is black and purple and is literally the size of a football, what can I do? Not to mention the bruise is getting bigger and more painful...

    Walter’s Answer

    I don't see where anything was done wrong. Wouldn't you expect pain in a situation like this? Further, even if someone was negligent, tort reform happened. You are limited in your recovery. It is very difficult for people with these types injuries to find lawyers because of tort reform.

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  • Does this qualify for Intentional Infliction of Emotional Distress?

    Recently, my manager gathered a group of my peers (on my day off) specifically to discuss me personally (mind you in a group), the manager pulled me to a room the minute I came into work following business day to share with me the list he created ...

    Walter’s Answer

    I don't think you have any claims. Its a work issue. Perhaps your manager should not have suggested that your peers confront you. Doesn't seem pervasive enough to me to cause severe emotional distress. Good luck to you at work.

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  • Is it possible to prove I have debilitating back problems from the accident when I had a prior "sore/tired back but no medical

    I was involved in a pretty serious auto accident in July 2011. I am 50 with a tired/sore back. I The other driver was 100% at fault.. I did not think I was hurt so I did not go to hospital. three days later I had a horrific back spasm and alm...

    Walter’s Answer

    • Selected as best answer

    Sorry to hear about your injury. The fact that you had prior problems will not be the issue that may prevent you a great outcome here. Going to a chiropractor without any other type of treatment will limit what you can claim. An insurance company, and jury for that matter, probably will not pay for loss of future income without an objective injury diagnosed by a neurologist or orthopedic doctor. You have one of those cases where you should have obtained a lawyer much earlier than now. You need to talk to one to provide more information. Hope you get better.

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