Sorry about your loss. No, you are not wrong in believing that your case is worth more. There are things to consider in deciding whether to accept the offer. Amount of bills, future medical expenses and permanency are a few of the issues to worry about. There is not enough information regarding economic loss. Is this an initial offer? Adjusters routinely leave room to move up from an initial offer. See for yourself whether the adjustor is hoaxing by demanding a much higher amount to...
Yes. However, you may be denied because you may have destroyed the insurers subrogation rights. This can be overcome with a good lawyer. Further, you need a lawyer to review the insurance policy to see if you would be insured as a lawyer. You could have claimes against other carriers that insured household family members. Lots of issues. Good luck to you.
Listen to your lawyer. You have a very serious injury that may be worth a lot of money. The insurance company may make you wait a long time to recover money. By the time you settle you could owe 400 percent interest. No joke. I never litigate cases with these loans involved. I don't like paying thousands in litigation costs so that the finance company can rob you. Stay away.
Its optional. The adjustor will pay those bills that he or she deems was reasonable and necessary as a result of the collision. I argue with adjustors all the time about the necessity of medical treatment. Call a lawyer.
Talk to your attorney. That is who you hired. It is very disheartening when clients seek legal advise from other lawyers simply because they don't like or understand an answer. Trust your lawyer. Good luck to you.
Sorry to hear about your injury. The fact that you had prior problems will not be the issue that may prevent you a great outcome here. Going to a chiropractor without any other type of treatment will limit what you can claim. An insurance company, and jury for that matter, probably will not pay for loss of future income without an objective injury diagnosed by a neurologist or orthopedic doctor. You have one of those cases where you should have obtained a lawyer much earlier than now. You...
You can get a judgment. But, it may not be worth the paper its written on. I am assuming you mean you have $50,000 in underinsured motorist coverage. You will also be entitled to medical payment coverage in addition to underinsured motorist coverage. I know some State Farm policies have very high medical payment benefits. I have seen it up to $100,000 on some State Farm policies. Good luck to you.
Sorry to hear about your tragic loss. The prosecutor decides whether to bring charges based on the evidence. It looks like there may be some causation issues in your case that may have prevented a full prosecution. I practice mainly on civil issues. If you haven't looked into civil liability side of your case give me call. You're still probably going to have causation issues to overcome, however.