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Jason Lee James

Jason James’s Answers

60 total


  • I want to file for chapter 7 but i have a pending workmans comp claim.

    I want to file for chapter 7 and have a few questions. First if i am involved in a claim for being injured on the job can they take my settlement from me? Also if i already filled out all the paperwork as far as forms will it be cheaper for a lawy...

    Jason’s Answer

    Under Ohio law, Workman's Compensation claims may actually be exempted so you can keep any award that you receive. However, you should check your state to see if such an exemption exists.

    As to your second question, it may be cheaper to represent yourself if no issues arise, but you already have to research if the Workman's Comp claim is allowed in your state, then categorize and exempt the (possible) award. Should you represent yourself, and this is not done properly and you have to end up hiring an attorney anyway, it may cost you more in the long run.

    If this was helpful, please click the thumbs up button.

    Jason L. James
    Attorney at Law
    Select Legal, PC
    35 East Gay Street, Suite 406
    P> 614.223.1235
    F> 614.223.1236
    E> Jason@SelectLegal.com
    www.SelectLegal.com



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    Disclaimer: This e-mail or other correspondence does NOT create an attorney client relationship. This e-mail or other correspondence represents a general overview of law developments and should not be relied upon without an independent, professional analysis of how any of these provisions may apply to a specific legal situation. Any information contained in this communication was not intended or written to be used, and cannot be used, by the recipient for the purpose of legal advice.
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  • If my wife files for bankrupt after we get married will it affect my credit score and life?

    Hello my wife has about $50.000 debt prior to our marriage and i just found out that she was considering to file for bankruptcy actually she did not told me but i found out from a firm that handles bankrupt cases.After a big fight with her i found...

    Jason’s Answer

    Generally 'no', her bankruptcy will not affect your credit or credit score directly. If she files for a Chapter 7, and there are debts that you are both jointly on, the creditor has the right to come after you for relief. Also you have to consider that if in the future secured items she purchases she may need you to co-sign until her credit recovers. If this was helpful please click the thumbs up button.

    Jason L. James
    Attorney at Law
    Select Legal, PC
    35 East Gay Street, Suite 406
    P> 614.223.1235
    F> 614.223.1236
    E> Jason@SelectLegal.com
    www.SelectLegal.com



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    Disclaimer: This e-mail or other correspondence does NOT create an attorney client relationship. This e-mail or other correspondence represents a general overview of law developments and should not be relied upon without an independent, professional analysis of how any of these provisions may apply to a specific legal situation. Any information contained in this communication was not intended or written to be used, and cannot be used, by the recipient for the purpose of legal advice.
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  • Credit/Collections Question

    I was living in an apartment complex, which upon moving in they said they would have security traveling the premises 24/7. In less than 6 months my car was broken into twice, and there was no security ever on the premises. Likewise, I complained a...

    Jason’s Answer

    If there is this unpaid rent or broken lease which has been sent to collections it may in fact impact your credit negatively. However, your credit score is the totality of your credit and payment history. One black mark may not necessarily impact your score that severely. At this point you can either try to dispute the charge with your landlord and collection company, or just pay the debt. Disputing or not paying the debt could eventually lead to legal action. The bottom line is, how much is it worth to you? You may still want to contact your state's attorney general's office and see if they have a section that deals with consumer related complaints and what may be the best way to proceed. Good luck.

    If this was helpful please click the thumbs up button.

    Jason L. James
    Attorney at Law
    Select Legal, PC
    35 East Gay Street, Suite 406
    P> 614.223.1235
    F> 614.223.1236
    E> Jason@SelectLegal.com
    www.SelectLegal.com



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    -----------------------------------------------------
    Disclaimer: This e-mail or other correspondence does NOT create an attorney client relationship. This e-mail or other correspondence represents a general overview of law developments and should not be relied upon without an independent, professional analysis of how any of these provisions may apply to a specific legal situation. Any information contained in this communication was not intended or written to be used, and cannot be used, by the recipient for the purpose of legal advice.
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  • Should i hire a lawyer?

    I recieved a certified letter for a tax lien compliant on my great grandmothers property.i didnt know my family still owned. i was named as a party who may have interest in this proceeding. what does this mean?

    Jason’s Answer

    Basically it means the taxes on the property have not been paid and the government is looking to potentially seize the property and sell it to pay off that debt. From their research they have discovered that you may in fact have some kind of interest or potential ownership in said property so they are contacting you to see if you want to settle the debt. If you (or anyone else with an interest in the property) does not settle the debt the government will likely seize and then sell the property to pay off the unpaid taxes. I would contact an attorney to see what your potential interest is and how the sale could affect you.

    If this was helpful please click the thumbs up button.

    Jason L. James
    Attorney at Law
    Select Legal, PC
    35 East Gay Street, Suite 406
    P> 614.223.1235
    F> 614.223.1236
    E> Jason@SelectLegal.com
    www.SelectLegal.com



    ------------------------------------------------------------------------
    -----------------------------------------------------
    Disclaimer: This e-mail or other correspondence does NOT create an attorney client relationship. This e-mail or other correspondence represents a general overview of law developments and should not be relied upon without an independent, professional analysis of how any of these provisions may apply to a specific legal situation. Any information contained in this communication was not intended or written to be used, and cannot be used, by the recipient for the purpose of legal advice.
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  • Divorce first or wait his bankruptcy

    my husband is a gambler and has a debts about $100k ,all from credit card under his name,he said he is going to BK since 2008,but he did nothing .we don't have any property or child .if i file a divorce and later he bankruptcy,do i have to pay ...

    Jason’s Answer

    Not necessarily. The biggest issue will be for you to determine which loans you are co-signed on. This includes any secured debt like automobiles as well as unsecured debt like credit cards. The best move may be for the both of you to file first so you know all the debt is wiped out, as opposed to getting divorced and some creditors not getting notice because you thought it was his debt. Obviously, if being in the marriage is harming you on any level, physically, emotionally, or financially you should take the appropriate steps for your well being. I hope this helps.

    Please click the thumbs up if this is helpful.

    Jason L. James
    Attorney at Law
    Select Legal, PC
    35 East Gay Street, Suite 406
    P> 614.223.1235
    F> 614.223.1236
    E> Jason@SelectLegal.com
    www.SelectLegal.com



    ------------------------------------------------------------------------
    -----------------------------------------------------
    Disclaimer: This e-mail or other correspondence does NOT create an attorney client relationship. This e-mail or other correspondence represents a general overview of law developments and should not be relied upon without an independent, professional analysis of how any of these provisions may apply to a specific legal situation. Any information contained in this communication was not intended or written to be used, and cannot be used, by the recipient for the purpose of legal advice.
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  • In Ohio If item is worth 3k, but total hh items are say 8k, can you exempt the 3k item or is it limited to $525?

    ohio law says you can exempt items up to 525 an item OR 11,200 in total(may be slightly off on this amount). Does it mean you can't exceed either limit or as long as you are within the 11,200 you can be over on individual items?

    Jason’s Answer

    It is my experience that exemptions are taken on the whole grounds of items as opposed to individual items. For example, you list furniture, appliances, etc. You do not list each item specifically on the schedule with a value, typically the aggregate of the items is taken and you exempt the group of items. I hope this is clear.

    If this was helpful please click the thumbs up button.

    Jason L. James
    Attorney at Law
    Select Legal, PC
    35 East Gay Street, Suite 406
    P> 614.223.1235
    F> 614.223.1236
    E> Jason@SelectLegal.com
    www.SelectLegal.com



    ------------------------------------------------------------------------
    -----------------------------------------------------
    Disclaimer: This e-mail or other correspondence does NOT create an attorney client relationship. This e-mail or other correspondence represents a general overview of law developments and should not be relied upon without an independent, professional analysis of how any of these provisions may apply to a specific legal situation. Any information contained in this communication was not intended or written to be used, and cannot be used, by the recipient for the purpose of legal advice.
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  • What action can an attorney (so he says) that lives in Brooklyn NY do to me for not paying a PayDay Loan?

    I am getting calls from this attorney that stated they are taking civil action against me if I do not make an agreement to pay it off. The total from borrowing $600.00 is up to $1879.00 he stated that they would waive more of the charges and take...

    Jason’s Answer

    The worse that can happen is that they file suit for the full amount. However, I have encountered this with some of my bankruptcy clients before. They were contacted by a company claiming they had a pay day loan which was not repaid. My clients, however, did not take out a pay day loan. When I contacted the company I asked them to fax me paperwork showing that they took out the loan and to contact me and not my clients. They claimed that they had lawyers too and would fax me the contract and civil complaints, but they did not contact me or my client again after that. It is a possibility that they are running a similar scam with you.

    Jason L. James
    Attorney at Law
    Select Legal, PC
    35 East Gay Street, Suite 406
    P> 614.223.1235
    F> 614.223.1236
    E> Jason@SelectLegal.com
    www.SelectLegal.com



    ------------------------------------------------------------------------
    -----------------------------------------------------
    Disclaimer: This e-mail or other correspondence does NOT create an attorney client relationship. This e-mail or other correspondence represents a general overview of law developments and should not be relied upon without an independent, professional analysis of how any of these provisions may apply to a specific legal situation. Any information contained in this communication was not intended or written to be used, and cannot be used, by the recipient for the purpose of legal advice.
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  • Will I be liable for a debt that was discharged in a BK Chap 7, 2 years ago?

    I purchased a yacht with four other partners. I filed for Bankruptcy in 2008 and the debt was discharged but the payment has been made since the discharge. I never signed a reaffirmation but my intent was to keep the boat. My partners are now w...

    Jason’s Answer

    Typically with secured debt your options are to surrender the property, reaffirm the property, or see if you can 'pay and retain' the property. In your case since the debt was listed, you did not sign a reaffirmation, and have not yet surrendered the yacht you will likely not be liable for the debt. Although the bank is less likely to work with you in the future should you miss a payment or seek to change the interest rate. If this was helpful please click the thumbs up button.

    Jason L. James
    Attorney at Law
    Select Legal, PC
    35 East Gay Street, Suite 406
    P> 614.223.1235
    F> 614.223.1236
    E> Jason@SelectLegal.com
    www.SelectLegal.com



    ------------------------------------------------------------------------
    -----------------------------------------------------
    Disclaimer: This e-mail or other correspondence does NOT create an attorney client relationship. This e-mail or other correspondence represents a general overview of law developments and should not be relied upon without an independent, professional analysis of how any of these provisions may apply to a specific legal situation. Any information contained in this communication was not intended or written to be used, and cannot be used, by the recipient for the purpose of legal advice.
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  • Filing bankruptcy

    i want to file bankruptcy and my debt is between 10,000 and 15,000, how do i find out if they will take my tax check?

    Jason’s Answer

    I would need a little more information, however, a bankruptcy trustee is likely to take whatever portion of your tax return that has not been exempted. For example, you can usually exempt earned income credits, as well as child tax credits. Most states also have a 'wild card' exemption that you can use to exempt even more of your tax return. Whatever is left not exempt is likely to be taken by the trustee and used to make a meaning distribution to your creditors. Good luck.

    If this is helpful, please click the thumbs up button.

    Jason L. James
    Attorney at Law
    Select Legal, PC
    35 East Gay Street, Suite 406
    P> 614.223.1235
    F> 614.223.1236
    E> Jason@SelectLegal.com
    www.SelectLegal.com



    ------------------------------------------------------------------------
    -----------------------------------------------------
    Disclaimer: This e-mail or other correspondence does NOT create an attorney client relationship. This e-mail or other correspondence represents a general overview of law developments and should not be relied upon without an independent, professional analysis of how any of these provisions may apply to a specific legal situation. Any information contained in this communication was not intended or written to be used, and cannot be used, by the recipient for the purpose of legal advice.
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  • I'm being sued by capital one for credit card balance in the morning. Can I ask for time to consult an attorney?

    Im being sued for $1000 which is all fees, charges, and interest. Court is tomorrow and i dont know what to do.

    Jason’s Answer

    Chances are this is a garnishment action. My suggestion would be to try to obtain counsel. If you have neither the funds, nor time to do this, I would suggest going to court and requesting a continuance for the purpose of retaining counsel. At best the judge may give you another few weeks, and at worse there will be a judgment against you and they will begin to garnish your wages, however, if you do not go to court that is the likely outcome anyway. Good luck.

    If this was helpful, please click the thumbs up button.

    Respectfully,

    Jason L. James
    Attorney at Law
    Select Legal, PC
    35 East Gay Street, Suite 406
    P> 614.223.1235
    F> 614.223.1236
    E> Jason@SelectLegal.com
    www.SelectLegal.com



    ------------------------------------------------------------------------
    -----------------------------------------------------
    Disclaimer: This e-mail or other correspondence does NOT create an attorney client relationship. This e-mail or other correspondence represents a general overview of law developments and should not be relied upon without an independent, professional analysis of how any of these provisions may apply to a specific legal situation. Any information contained in this communication was not intended or written to be used, and cannot be used, by the recipient for the purpose of legal advice.
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