John Griffin Watts

John Griffin Watts

Photos & Videos

Overview of the three stages of foreclosure in Alabama.
She discusses her experience with us related to a debt collection and debt settlement issue.
Joseph discusses his experience with us and our foreclosure defense seminar.
An overview of the five step process to correcting credit report errors.
Why do debt collectors and debt buyers lie about receiving payments from consumers - hint:  its about the statute of limitations and wanting to sue you....
Two consumers talk about their experience with us on a debt collection issue.
John discusses his experience with facing two debt buyer or debt collector lawsuits and how we were able to help him understand his options.
Tanisha talks about her experience with us on her consumer legal issue.
Alabama consumer discusses her experience with Watts Law Group PC after being sued by a debt buyer.
Get a statement from a third party (neighbor, co-worker, family member, etc) to document the illegal conduct of the debt collector.
Final step to fighting illegal third party contacts by debt collectors - contact a consumer litigation attorney.
What is your right to appeal a judgment in small claims or district court in Alabama?
Alabama consumer discusses his experience with John Watts in being sued by a debt collector and the result after the trial.
Where is the title?  Debt buyers seem unable or unwilling to show that they have title to the debt.
Why do debt collectors call your neighbors, family members, co-workers, etc. which are known as "third parties".
What are your time limits to answer or respond to a debt collection lawsuit in Alabama?
What is a "third party" contact by a debt collector?
What is a debt buyer?
What happens in Jefferson County, AL district court on the day of trial?
Here are some examples of illegal third party contacts by debt collectors.
Your biggest danger when sued by a debt buyer in Alabama.
Illegal phone calls and voicemails to your cell phone by a debt collector.
Alabama consumer discusses his experience with being sued and being represented by John G. Watts.

About Me 

There are many things about my work that I enjoy but the part that is most satisfying is taking a bad situation and turning it into a good situation.  


I often have clients that come in very upset over a situation.  Maybe they are facing foreclosure.  Or dealing with an abusive debt collector.  Or their credit reports are so incorrect that they are losing their security clearance or they are losing a mortgage over it.  Other times clients are dealing with the constant pain of injuries from a car wreck.


They are frustrated and upset to have to deal with this problem.  They don't have accurate information on their rights and options.  This is exactly where the insurance companies, debt collectors, and mortgage companies want you to be.


Unsure of your rights and unsure of what action to take.  You see they assume that you:


  1. Don't know your rights; and/or
  2. Even if you know your rights you won't take action.

When you think about it, they only have to be right on one of these assumptions.  If you don't know your rights, it is almost certain that you will not take the right action.

But even if you do know your rights, if you don't take any action, then those who have mistreated you and harmed you "get away it."

So my mission, and the part I enjoy the most about my work, is to help you understand your rights and understand and motivate you to take the best action.  No one knows what's best for you other than you - when you have the knowledge of your rights and your options, then you can make the best choice for you.

So often we can take a bad situation and turn it around into a positive.  Not only receiving compensation but foreclosures can be stopped or overturned.  Debt collectors can be stopped.  Credit reports can be corrected.  Even with personal injury claims, you can move forward with your life.

We have a wealth of materials to share with you to help you learn more about your rights and options on what action to take.  We also enjoy sitting down with you to bring all of the information together in one place and help you understand how it applies to you.

Let us know how we can help you.

Contact us for a free consultation and learn what your options are today.