The will is valid with the two signatures. The notary only makes it self-proving, which would have saved you some time and trouble, but as long as the two witnesses are willing to attest that they saw the will-maker sign the document, there shouldn't be a problem. Also, I highly suggest you retain a lawyer to help probate the estate. Even simple estates require certain documents and notices to be filed and it can be a huge time investment and headache trying to do it without counsel.
They can go after your savings account. However, if the account holds money from non-garnishable sources, then they may have a problem. It would be your responsibility to prove that problem -- or at least make the court aware -- if you received a notice of garnishment.
Also, I just want to make sure that you know that the credit card company has to sue you and obtain a judgment before it can garnish. Its a common tactic for creditors and debt collecotrs to imply garnishment can happen...
If the creditor (called a furnisher in the FCRA context) is supplying incorrect information, then you have a claim worth looking into. You're probably going to have to dispute the information through the credit bureaus first before filing suit. There are several consumer attorneys in the state that can help you do that.
Its been my position that as long as the landlord is accepting money from you, she cannot evict you (see below). However, she can stop accepting rent unless you can pay all that you owe. If you can't catch up in 7 days from her written notice, then she can start eviction proceedings.
Waiver of landlord's right to terminate.
Acceptance of rent with knowledge of a default by the tenant or acceptance of performance by the tenant that varies from the terms of the...
When you are served, the summons accompanying the complaint will state your answer period. It will start from the day you were served. It should be 14 days for District Court (DV) and Small Claims (SM) cases and 30 days for Circuit Court (CV) cases. This is not something you want to ignore. I'll be happy to pull the case up and see how Asset Acceptance ("AA") plans to serve you. Just shoot me email or give me a call.
Since they have already sued you, the debt validation letter really...
I am highly skeptical of signing anything or giving collection agencies personal information. I could easily see them using the information against you. If they have an incomplete file or incorrect data then they shouldn't be collecting against you -- and if they do then they are opening themselves up to liability.
As Mr. Sykstus suggested, I would send a dispute letter pointing out the incorrect information and demand they cease to contact you. If they continue, then its time to...
If you have a valid lease agreement, you are probably protected under the Protecting Tenants at Foreclosure Act which may extent your right to occupy the unit. You may be able to stay until the end of your lease.
The most important step to do right now is to notify the new owner (finance company) that you are a tenant. Also, make sure you are paying rent to the right person.