Charles Shelton Philips’s Answers

Charles Shelton Philips

New Port Richey Personal Injury Lawyer.

Contributor Level 3
  1. Can I make a bodily injury claim against my own policy.

    Answered 9 months ago.

    1. Christopher Robert Dillingham II
    2. Hernando Victor Pineres
    3. Miguel Amador
    4. David A. Papa
    5. Gabriel Dante Mazzitelli
    6. ···
    11 lawyer answers

    No. You are excluded from making a bodily injury claim under your own policy as the named insured. However, you can bring a claim against the at fault party who was driving your vehicle if that person owned a vehicle that was insured with bodily injury liability coverage. If you purchased Uninsured/Underinsured Motorist coverage under your own policy of automobile insurance, then you would have a potential claim under that coverage as well. Consult with an attorney for further information so...

    3 lawyers agreed with this answer

  2. Total loss on Vehicle and have not been paid for the loss.

    Answered 9 months ago.

    1. Christopher Robert Dillingham II
    2. Shoshana Kunin-Leavitt
    3. C. Donald Briggs III
    4. Christian K. Lassen II
    5. David A. Papa
    6. ···
    6 lawyer answers

    Assuming the damage was caused by a collision, if you had collision coverage on the vehicle then you can make a claim under your own policy of automobile insurance, subject to your deductible. If your family member owned a vehicle, then he should have had property damage liability coverage as required by Florida law in the amount of $10,000.00 which should cover the collision damage. If neither one of you had the insurance coverage needed, then you have the option of filing a lawsuit against...

    1 lawyer agreed with this answer

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