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Susan M. Charles, J.D., LL.M. (Elder Law)

Attorney Susan Marie Charles is a Martindale-Hubbell "AV Preeminent" peer review rated elder law attorney practicing in Clearwater, Largo, St. Petersburg, and Tampa, Florida. She provides comprehensive legal services to people in the Tampa Bay area who need assistance with estate planning, Medicaid planning, guardianship, and trust and estate administration.

A native of Rockville, Maryland, Susan enjoyed a 10-year career as an international travel consultant in Washington, D.C., San Francisco, and Tampa. A King-O'Neal Scholar, she graduated first in her undergraduate class, receiving her Bachelor's Degree Summa Cum Laude from the University of South Florida Honors College in 2002. She received her Juris Doctor (J.D.) from Stetson University College of Law in 2004, and attained her Master of Laws (LL.M.) in Elder Law from Stetson University College of Law in 2008. Susan Charles is one of only a handful of attorneys in the United States to have earned the prestigious LL.M. in Elder Law. She is licensed to practice law in Florida and in the District of Columbia.

Professional Involvement

Susan is a member of several professional associations, including the Florida Bar Association, the District of Columbia Bar Association, the National Academy of Elder Law Attorneys (NAELA), the Academy of Florida Elder Law Attorneys, the American Bar Association, the St. Petersburg Bar Association, the St. Petersburg Bar Foundation, the Clearwater Bar Association, the Florida Association for Women Lawyers, and the Pinellas County Estate Planning Council.

Committed to Educating Others

Susan's primary practice areas are estate planning, probate, Medicaid nursing home planning, VA benefits planning and other elder law issues. She provides free seminars to educate the public about the estate planning options available in Florida, explaining the pros and cons of each estate planning strategy, as well as the associated costs and tax ramifications. Her seminars also include discussion of estate taxes and asset protection methods, as well as the most common mistakes the elder community makes when planning asset protection and probate avoidance without the professional oversight of competent legal counsel.

Main office in Largo.
Satellite Offices in Clearwater - St. Petersburg - Tampa


Practice areas


  1. Wills: 20%
    11 years
  2. Estate Planning: 20%
    11 years
  3. Trusts: 20%
    11 years
  4. Probate: 20%
    11 years
  5. Elder Law: 20%
    11 years



Fixed (sometimes), Free consultation (30 minutes)

Payment types:

Cash, Check, Credit card

Attorney endorsements

4 total 

Are you an attorney? Endorse this lawyer

  • Brandon D Bellew

    I endorse this lawyer. Susan and I have worked together on several cases and I feel confident referring cases to her firm. She is very knowledgeable and works well with clients, as well as other attorneys.


    Brandon Bellew Probate Attorney
    Relationship: Worked together on matter

  • Eric Elliot Ludin

    I endorse this lawyer's work.


    Eric Ludin Personal Injury Attorney
    Relationship: Fellow lawyer in community

Contact info

The Charles Law Offices

801 West Bay Drive
Suite 518
Largo, FL, 33770


DCActive 200601/04/2012
FLMember in Good Standing200501/11/2016
We have not found any instances of professional misconduct for this lawyer.
Avvo contributions
Legal answers
Award nameGrantorDate granted
Top Attorneys - Florida's Outstanding Young LawyersMartindale-Hubbell2015
AV Preeminent Peer Review RatedMartindale-Hubbell2015
Rising StarFlorida Super Lawyers2015
Woman of Outstanding LeadershipThe International Women's Leadership Association2015
AV PreeminentLawyers.com2015
Top Lawyers of TampaThe National Law Journal2015
Bar Register of Preeminent Women LawyersMartindale-Hubbell2015
Superb Rated AttorneyAvvo2015
Top Rated Lawyer in Trusts and EstatesLegal Leaders2015
Top Lawyers of TampaThe National Law Journal2015
Bar Register of Preeminent Women LawyersMartindale-Hubbell2014
Rising StarFlorida Super Lawyers2014
Top Lawyers of TampaThe National Law Journal2014
Superb Rated AttorneyAvvo2014
Top Attorneys - Florida's Outstanding Young LawyersMartindale-Hubbell2014
AV Preeminent Peer Review RatedMartindale-Hubbell2014
AV PreeminentLawyers.com2014
AV Preeminent Peer Review RatedMartindale-Hubbell2013
Rising StarFlorida Super Lawyers2013
Bar Register of Preeminent Women LawyersMartindale-Hubbell2013
Top Attorneys - Florida's Outstanding Young LawyersMartindale-Hubbell2013
AV PreeminentLawyers.com2013
Superb Rated AttorneyAvvo2013
Top Lawyers of TampaThe National Law Journal2013
AV PreeminentLawyers.com2012
Top Lawyers of TampaThe National Law Journal2012
Rising StarFlorida Super Lawyers2012
Bar Register of Preeminent Women LawyersMartindale-Hubbell2012
Top Attorneys - Florida's Outstanding Young LawyersMartindale-Hubbell2012
AV Preeminent Peer Review RatedMartindale-Hubbell2012
AV Preeminent Peer Review RatedMartindale-Hubbell2011
Bar Register of Preeminent Women LawyersMartindale-Hubbell2011
AV PreeminentLawyers.com2011
King-O'Neal ScholarUniversity of South Florida2002
Work experience
TitleCompany nameDuration
Owner/AttorneyThe Charles Law Offices2007 - Present
Association namePosition nameDuration
St. Petersburg Bar FoundationN/A2008 - Present
D.C. BarN/A2006 - Present
Florida BarN/A2005 - Present
American Bar AssociationN/A2005 - Present
Clearwater Bar AssociationN/A2005 - Present
St. Petersburg Bar AssociationN/A2005 - Present
National Academy of Elder Law AttorneysN/A2005 - Present
Academy of Florida Elder Law AttorneysN/A2005 - Present
Pinellas County Estate Planning CouncilN/A2005 - Present
School nameMajorDegreeGraduated
Stetson University College of LawElder LawLL.M - Master of Laws2008
Stetson University College of LawLawJD - Juris Doctor2004
University of South FloridaSociologyBA - Bachelor of Arts2002