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William Joseph Kopp Jr.
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William Kopp’s Answers

712 total


  • What do I do when a doctor billed extra than my covered insurance. Billed twice. He is affiliated with the insurance as a PCP

    Doctor billed extra than my covered insurance. Billed twice.Insurance paid. He is affiliated with the insurance as a PCP listing when I chose him. He is billing me $565.00 on top of the $349.00 the insurance paid him. When they have a contract w/ ...

    William’s Answer

    Write a dispute letter and attach a copy of the bill.

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  • Is there anything that I can do to even absolve the payments?

    I bought a motorcycle on a personal loan through a credit union. A month later, the bike was stolen and I had no insurance on it as my state doesn't require it. The police pursued it and there is a report on the incident, however, the police stopp...

    William’s Answer

    Look in to Bankruptcy. If you have other debt issues, this could really help you.

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  • What is the complete cost of a Chapter 7 ? Can this 1099-C be included in Bankruptcy ? Will my 401K be affected ?

    Credit report shows 4 credit card debts totaling $58,000 ( one of these is not mine ). February 04, 2016 I received a 1099-C showing $17,359 as income in 2015, for a secured vehicle loan ( Park Model Trailer ) repossessed July 2012.. My only inco...

    William’s Answer

    There is too much here to answer in a post but the general answer is that all of this can be addressed and the 401k can be protected.

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  • How do i file for bankruptcy for free or low cost in south florida

    live in south florida, credit card company is suing me for non payment. i am not working, neither is my husband. i missed a court appointed meeting, wanted to file for bankruptcy. if i do file, will that get them off my back, also, since i am n...

    William’s Answer

    You'll need to look for free legal aid groups in your community. We have them in Tampa and google is a good place to start in your area.

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  • If I get a used car finance will that have a effect on my bankruptcy

    About to file for bankruptcy

    William’s Answer

    The only thing that you need to worry about is if there is a lot of equity in the car or if the car is unnecessary for some reason, like you have 2 others.

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  • Can you fIle on a irs taxes if u owe money to them with chapter 7

    Irs taxes

    William’s Answer

    The general rule is that you have to have filed the taxes on time and they must be 3 years old. However, that is just general, there are many other factors.

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  • Would filing a chapter 7 or 13 bankruptcy cause my sole proprietorship to be closed ?

    I want to start a new mortgage brokerage business as a sole proprietor ... my only assets would be a laptop, printer, table, & chair ... and my only liabilities would be some software licenses. However ... I have a long running legal matter tha...

    William’s Answer

    It should be fine unless you can sell your customer list in a CH. 7

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  • If I do not include the car which I am paying for, will I be able to keep the car so I can continue to work? I am a consultant

    I intend to file Chap 7 bankruptcy soon as I have a home in another state that has been sitting for a couple of years and I have been unsuccessful in short selling the home.

    William’s Answer

    You can keep the car. All a Florida court would care about is if you have equity in it.

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  • Divorced. Ordered to pay ex-wife's debts. Was told 7 doesn't help, only 13, but Why? What about amt of debt not pd when 13 over?

    I'm divorced, and the order says I must pay my ex-Wife's debts also. I was told only a Chapter 13 would help, not 7. Why is that? If I only have a 30% payout plan, what about the unpaid debts in my ex-wife's name that I'm ordered to pay - how doe...

    William’s Answer

    You'll need to see an attorney on this one. There are two courts at play and how they work with each other is technical. I always tell people though that when you go through a divorce is the perfect time to file a BK.

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  • Discover is taking me to court, how should i defend myself?

    Discover card is taking me to court for $1,400 (400 of it is interest and late fees)..I got the credit card to pay for a medical emergency and kept up w/ the minimum payments for as long as i could..i have no income/car/house/other property, i'm a...

    William’s Answer

    This is a small debt, they will allow a very small payment plan or, if you have other debts, please speak to a BK attorney.

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