Charles Reiger Gallagher III’s Guides

Charles Reiger Gallagher III

Saint Petersburg Foreclosure Attorney.

Contributor Level 12
  1. Foreclosure: "Getting My Name Off the Loan"

    Video posted by attorney Charles Gallagher, about 3 years ago.

    In the course of a foreclosure many clients inquire if they can "get the name off the loan" where the co-owners are parting ways due to divorce or some other issue. This foreclosure minute video addresses the legal issues associated with such a request.

    1 person found this Legal Guide helpful

  2. Improper Lender Vacancy Inspections

    Written by attorney Charles Gallagher, about 3 years ago.

    Banks, lenders and servicers have become more creative in their collection practices with regard to mortgage defaults and foreclosure litigation. Almost all mortgages include a provision known as the preservation which permits the lender to confirm whether the home is occupied fo...

    1 person found this Legal Guide helpful

  3. Post Insurance Claim Underwriting in Florida

    Written by attorney Charles Gallagher, about 3 years ago.

    Perhaps the single most compelling reason to obtain insurance of any type is peace of mind. Peace of mind that you can seek health care, peace of mind that you can repair your home after a hurricane or peace of mind that you will be protected if you are the cause of a car accide...

    1 person found this Legal Guide helpful

  4. Opening a Bank Account Soon...Know your Rights Under the Truth in Savings Act

    Written by attorney Charles Gallagher, about 3 years ago.

    The Truth in Savings Act requires clear disclosure of the terms and conditions of bank accounts to prospective customers, including interest rates, interest rate changes, minimum balance requirements, check fees, check re-order fees and any penalties associated with the account. ...

    1 person found this Legal Guide helpful

  5. Top 10 Tips to Mortgage Modification Success

    Written by attorney Charles Gallagher, about 3 years ago.

    No doubt, you have heard countless horror stories about the black hole of mortgage modification requests at lenders across the country. While lenders appear to offer assistance to their borrowers, statistics do not support that modifications are being given to homeowners in need...

    1 person found this Legal Guide helpful

  6. Hurricane Insurance Claims: Prepare Before the Storm

    Written by attorney Charles Gallagher, about 4 years ago.

    Do you have enough coverage? Contact your insurance agent to ensure that you have coverage equal to the value of your home. Don't Remain Uninsured If you are uninsured, obtain coverage before a storm

    1 person found this Legal Guide helpful

  7. Tenant's Rights in Foreclosure in Florida

    Written by attorney Charles Gallagher, about 4 years ago.

    Applicable Laws Protecting Tenants at Foreclosure Act of 2009 (Public Law 111-22) Codified Under The Helping Families Save Their Homes Act 2009 Leases Survive a Foreclosure meaning that tenants can

    5 people found this Legal Guide helpful

  8. Florida Foreclosure Law FAQs

    Written by attorney Charles Gallagher, about 4 years ago.

    Deficiency Judgment What is deficiency judgment? I hear about this in the news. Should I be concerned? A. Yes. While the idea of losing your home is bad enough, you are at the risk of losing your

    2 people found this Legal Guide helpful

  9. Florida Foreclosure FAQ's

    Written by attorney Charles Gallagher, about 4 years ago.

    Florida Foreclosure Law Q. I am paying my mortgage, why won't my lender help me? A. It's a matter of cash flow, with you making your payments; the lender has no incentive to assist you. It's when you remove the cash flow from the lender that they will consider default solutio...

    1 person found this Legal Guide helpful

  10. How to Hurricane Proof Your Business

    Written by attorney Charles Gallagher, almost 6 years ago.

    Personnel Each business should develop a notification system for closure and evacuation. Many businesses have established a hotline to alert employees of closure. Email and cell phones are also an

    1 person found this Legal Guide helpful