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Charles Reiger Gallagher III

Charles Gallagher’s Legal Guides

32 total

  • Strategic Default

    An overview of strategic defaults.

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  • Top 5 Foreclosure Mistakes

    A survey of the Top 5 Homeowner Mistakes.

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  • Too Big to Fail: The Role of the Banking Lobby on Consumer Protection Laws

    The banking and insurance industries are clearly two of the most powerful industries in theUnited States.Both the banking and insurance industries employ lobbyists to influence the rule making process and the regulatory landscape.Tracing the origins of consumer protection laws wi...

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  • Dodd-Frank Conumer Protection Act Summary

    In response to the nations economic crisis, Congress passed Dodd-Frank which contained sweeping reforms to protect consumers in banking and financial transactions.While the Act is complex and far reaching, what does it really mean to consumers?The following summary explains how t...

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  • The Patriot Act: 9/11's Dubious Legacy

    While most anniversaries are marked with celebration, this year marks an altogether different milestone. This September represents the ten year anniversary of the terrorist attacks on September 11, 2001. Thousands tragically lost their lives in an event that galvanized the world....

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  • Consumer Alert: Florida Fair Foreclosure Act of 2012

    Banks, lenders and mortgage servicers have added a new weapon to their arsenal to defeat homeowners in the foreclosure crisis. . .legislation. Unhappy with crowded court dockets and the prying eyes of homeowners attorneys and judges, the banking lobby has drafted the Fair Foreclo...

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  • Lender Foreclosure Fraud

    Foreclosure fraud on the part of the lender provides homeowners with defenses and affirmative claims against the lender/servicer. Such fraud includes: -Fraudulent foreclosure filings where the bank/servicer does not own the loan at the time of the foreclosure lawsuit and hopes to...

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  • Top 5 Borrower Mistakes in Foreclosure

    The top five mistakes borrowers make in foreclosure: 1. Not hiring an attorney. 2. Ignoring the summons and lawsuit. 3. Agreeing to a final judgment of foreclosure 4. Filing a Motion without setting it for hearing. 5. No paper trail.

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  • Deficiency Judgments

    What is a deficiency judgment?

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  • Stratgic Default

    Why to consider astratgic default.

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