I have been a member of the Florida Bar since January 1994 and I am licensed to practice in all Florida state courts as well as the Federal District Court for the Middle District of Florida and the Northern District of Florida. My practice has focused on all manner of business issues including extensive experience in stock loss issues, securities brokerage compliance and regulatory matters, including defending brokers who have been sued, bankruptcies, and litigation.
Since entering the private practice of law I have represented clients against many brokers where the investorsuffered losses due to stockbroker and brokerage firm misdeeds. He has successfully mediated to settlement a large number of arbitrations, including a settlement of $8,275,000.00 wtih a large international brokerage firm.
During the last 21 years, I have defended scores of customer complaints of clients who sought to sue their broker, as well as numerous arbitrations. By defending brokers against regulatory complaines or actions, I have gained valuable experience handling virtually every type of claim that could be made against a registered representative and/or brokerage firm. I now use this knowledge and experience to help investors recover their losses against brokers.
For approximately five years I was senior in-house counsel and chief compliance officer for a large regional brokerage firm. He and the two other founding members began the brokerage firm with three administrative staff and less than ten brokers. In the ensuing years, they grew the firm to have a back office' administrative staff of approximately 20 and more than 450 registered representatives in approximately 25 states and Puerto Rico. I also worked for several other broker-dealers in similar capacities.
While working in-house I was responsible for many aspects of the brokerage firm's growth, but primarily for the development, implementation, and maintenance of the compliance and legal systems. I developed the initial surveillance systems, audit program, continuing education materials, and supervisory procedures and compliance manuals. Most importantly I defended customer complaints of clients who wanted to sue their broker and who filed FINRA arbitration claims.
I also worked as a regulator with the what is now known as FINRA in Manhattan. During my time as a FINRA regulator I investigated numerous customer complaints against registered representatives and brokerage firms.
I am a New Jersey native who has been living in Florida for more than 26 years wtih my wonderful wife of 20 years and my amazing children. I founded Savage, Combs & Villoch, PLLC so that I could put my experience and knowledge to work to help clients one person at a time, to provide the attention each client deserves, and to do my best to help my clients.
Licensed since 1994
Hourly ($350/hour), Contingent (25-40%), Fixed (Sometimes)
Cash, Check, Credit Card
Professor Savage invited me to join his Securities team while he was teaching at FIU College of Law. During this time, I worked very closely with Professor Savage and I learned more about the securities/investment field than I could have ever in a 12-week law school class. His overall knowledge, experience, and dedication to the field is evident and I would refer anybody in need of a securities attorney to Professor Savage. I endorse Professor Savage without hesitation.
Karim Batista Divorce & Separation Attorney
Relationship: Fellow lawyer in community
|FL||Member in Good Standing||1994||05/07/2015|
|Award Name||Grantor||Date Granted|
|Top 20 Law Professors in Florida||Online Schools Florida||2011|
|Certified Circuit Civil Mediator||Florida Supreme Court||2010|
|Appellate Advocacy Teaching Fellow||University of Florida||1993|
|Outstanding Student Award||University of Florida||1985|
|Managing Member||Savage, Combs & Villoch, PLLC||2014 - Present|
|Associate Professor of Law||Thomas M. Cooley Law School||2013 - Present|
|Clinical Assistant Professor||Florida International College of Law||2010 - 2013|
|Founder||The Savage Law Firm, P.A.||2002 - 2013|
|Executive Vice President||G.A. Financial, Inc.||1997 - 2002|
|Associate Examiner||National Association of Securities Dealers||1988 - 1989|
|Association Name||Position Name||Duration|
|MBTS Board of Directors||Chairman of Facilities Committee||2014 - Present|
|At St. Petersburg Housing Authority||Hearing Officer||2009 - Present|
|Florida Lawyers Saving Homes||Attorney Volunteer helping save homeowners from foreclosure.||2009 - Present|
|United States Distrction Court for the Northern District of Florida||Member||2009 - Present|
|St. Petersburg Bar Association||Member||2005 - Present|
|PIABA||Member||2004 - Present|
|Tampa YMCA||Board Member||2003 - 2005|
|Hillsborough County Bar Association||Member||2000 - Present|
|Tampa Museum of Art Avant Garde||Board Member||2000 - 2005|
|Florida Bar||Member||1994 - Present|
|United States District Court for the Middle District of Florida||Member||1994 - Present|
|Citigroup/Salomon Smith Barney Gone Bad||Settlement of millions|
|Dealing with regulators||Resolved the matter to broker's satisfaction|
|Credit Card Collection Defense||Dismissal and Attorney Fees Awards|
|Paraclete - The Magazine of the St. Petersburg Bar Association||Cost Bond in Florida Civil Court - Part 1||2014|
|Paraclete - The Magazine of the St. Petersburg Bar Assocation||Cost Bonds In Florida Civil Courts - Part 2||2014|
|PIABA Annual Conference Securities Law Materials||Comparative Discussion of Pre-Hearing Legal Issues, Strategies and Preparation Before the Hearing: Exploring Critical Differences Among New York, Florida, California, and Texas Law||2013|
|PIABA Annual Conference Securities Law Materials||Securities Law Update 2012||2012|
|St. Pete Bar's Paraclete Magazine||Are your tax returns trying to tell you something? What your year end investment documents can tell you about your stockbroker or investment advisor?||2012|
|St. Pete Bar Paraclete Magazine||Do Investors Have Rights When Their Investment Accounts Suffer Losses?||2012|
|Island Reporter||Can I Sue My Broker?||2004|
|University of Florida||International Finance||Master of Business Administration||1994|
|University of Florida Graduate School of Business||N/A||MBA Entrepreneurship Certificate||1994|
|University of Florida, Fredric G. Levin College of Law||N/A||JD/MBA - Juris Doctorate and MBA||1994|
|Phi Delta Phi legal fraternity||Solo Success; Practical Advice on Starting Your Law Practice||2014|
|Orientation||Introduction to Clinical Legal Education||2014|
|Masterson Inns Of Court||Daubert in Florida - Changes to the Florida Evidence Code||2014|
|Stetson Law School||Role of Business and the Business/corporate Lawyer in Society, and Current Ethical Issues||2013|
|PIABA National Conference||• Comparative Discussion of Pre-Hearing Legal Issues, Strategies and Preparation Before the Hearing: Exploring Critical Differences Among New York, Florida, California, and Texas Law||2013|
|2013 AALS Conference on Clinical Legal Education||Making Room for Business: Practice and Pedagogical Challenges (and Opportunities) of Consumer and Investor Advocacy Clinics||2013|
|PIABA National Conference||Securities Law Update||2012|
|Presentation||Investment Fraud and How to Avoid Being A Victim||2011|
|Presentation||Investment Fraud and Avoid Being A Victim||2011|
|Presentation||Investment Fraud and Avoid Being a Victim||2011|
|Presentation||Investment Fraud and How to Avoid Being a Victim||2011|
|Securities Fraud||How to not be a victim of elder fraud||2009|
|Lion's Club||Stock Fraud - Can I sue my broker?||2003|
|GAF National Sales Conference||Securities Compliance Issues||2001|
|GAF National Sales Conference||Securities Compliance Issues||2000|