Vincent Joseph Pravato’s Answers

You should immediately contact an attorney. However, simply receiving a letter from a lawyer threatening to sue you does not mean that you are going to be sued. The first thing I would do is contact your insurance company at the time of the accident. If they paid your policy limits of $10,000, then they should have secured a complete "Release of Claims" from the allegedly injured party. If that is the case, they would no longer have legal grounds to bring a claim against you. Furthermore,...

First of all, your mother should contact her insurance company immediately. The insurance company has to provide a defense for your mother. If she had a green arrow, the she would have had the right of way and the traffic citation, of one was issued, was impropper. The insurance company does not fight tickets. Your mom should call a ticket attorney and fight the ticket, or in the alternative, allow a ticket attorney to obtain the best possible outcome legally for her. If your mother is...

If you got the refund, be happy and let it go. I don't htink you should contact a lawyer regarding this type of situation.

In Florida, you are not required to have any insurance. Also, you are not required to wear a helmet, but if stopped, you must show proof of medical coverage. I would recommend taking out a large uninsurance motorist policy for all motorcycle riders. Drivers of cars, vans, suv's and trucks, often pay little or no attention to motorcyclists and the resulting injuries are often severe.

If the information he provided to you is correct, a good personal injury attorney can easily handle this matter for you. You should first have your mother seek medical attention for her injuries; if the problems are severe, go to the hospital. Nrext, contact a local attorney and bring your mother in with you. The attorney can represent her on a contingency fee basis (nothing paid unless the attorney wins the case) and will probably handle the damage claim for your car for no additional fee.

If you ahve health insurance, they would be secondary to your autombile coverage and you should submit the bills there. By your question, it seems that you do not have health insurance. In that case, you should go to each medical provider individually and request financial aid or indigency assistance. Many hospitals have programs to help and many doctors will reduce their bills substantially and/or put you on a paymet plan.

You should contact your insurance company immediately. Failure to report an accident could be grounds for them denying coverage. Most likely, the motorcycle will not carry the type of insurance to cover the damages to your car; or in the alternative, the amount will be too little to cover all of the damages to all of the vehicels. You should look to you own collision coverage and try and get the moptocycle owner's insurance, if any, to cover your deductible. You should bring your son and...

Hopefully, you carry collision coverage on your new car. If you do, contact your insurance compnay and make the claim with them. Pull comps in your area from CarMax and other listings to truly get the accurate fair market value of the vehicle. Often times, the insurance company's estimate is considerably low. If you put any improvements into the vehicle since the purchase, offer those receipts to increase the total value amount. Take the amount of your deductible, $500-$1,000 and demand...

If you are a "named insured" on your dad's policy, then his insurance company should cover the other car's damages. However, it seems to me that you are listed as an "additional driver" on his policy, which means you are covered while in his vehicle, but not in this situation. It doesn't sound like anyone was hurt, which is great luck for you. Make payment arrangements and get placed on your dad's insurance as a named insured for the future.

You should contact a psychologist and try to bring your daughter and grandchildren in to a type of group therapy. The help you need is in repairing the damaged relationships. Unfortunately, I do not believe that you have any type of a legal remedy.