It appears you obtained a valid judgment against your former tenant that may operate as a lien on their property. If that's the case, the bank will join you as a defendant to extinguish your rights against the property as part of their procedure, so they can foreclose and obtain a clear title (which allows them to re-sell it).
You can file a Motion for Rehearing or Reconsideration, to have the judge hear your motion again. However, it's already apparent that you may be better off with retaining an attorney who is knowedgeable in foreclosure defense. Unfortunately, there are some judges who pay more attention to attorneys than pro se individuals. Regardless of our opinion (as to whether this is right or wrong), the bottom line is that you may be better off hiring experienced, compentent counsel.
I would need more information to finalize a legal opinion. Based upon the wording of your question, it appears that you may be beyond the statute of limitations, but there's such thing as "tolling" which basically means that the clock may have stopped running (for Statute of Limitations purposes) if there's an active lawsuit. From a practical standpoint, I would stop speaking with the creditor at all (of course, not make any payments as suggested by other responses), and wait to see they take...
I think there are several ways to achieve this purpose, and the easiet, most cost-effective way is with your husband's cooperation. You should consult with an attorney in your area to decide the best course of action. There's only so much we can do in an simple Q-A online format. I would need more information to find the best way of accomplshing your goals.
Legally, the LL can only deduct items beyond "normal wear and tear" from a security deposit. However, the parties can make a special agreement, preferably in writing, as to other terms and conditions, such as for allowing a fixed cost for cleaning. The only caveat is a statute that allows a judge wide discretion on whether to enforce lease (or a provision within a lease) when it's "unconscionable" in the judge's opinion. So, assuming it's not anything too crazy, it'll be enforceable.
This is a tricky area, but Florida law would probably render this arrangment to be month-to-month (assuming you paid monthly). Since it's verbal with no specifc term, it's considered to be a termination, in which case you were reuqired to provide at least 15 day's notice before the end of the month -- in writing. THe LL will have the right to rent for Feb.
In a short sale-type of situation, there is gneerally no money that has to be paid to the tenant. However, the new owners must take the property subject to the lease (including the security deposit and any credit for advance payment of last month's rent, etc.) and, if they want you out sooner than the expiration of the lease, you can use this point to negotiate a settlement.
Yes, but, as my colleagues have correctly stated, it's complicated. An attorney would need to review the specifics of your case to find the right options and develop a strategy with you, depending on your objectives. So, although you may interevene, the question becomes on how to best intervene.
I agree we would need to see the lease and walk-through checklist that was settled before your move-in. WIthout reviewing these, there are some general guidleines and inital impressions. I think much of this analysis depends on the permits pulled on the house for construction. If the inital construction permits (or subsequent permits) and tax records show the screen room, coupled with the fact that it had strong aethestic value (as it was large and on on a lake, etc.), then a strong argument...