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About Me

Matthew is a native of Florida and Brevard County and was raised locally in Merritt Island. Matthew has an extensive and diverse education which includes a bachelor’s degree in accounting, a master’s degree in taxation, and a law degree. Prior to practicing law Matthew acquired his Certified Public Accountant (CPA) license and worked in public and private accounting for several years before entering law school. Matthew’s unique background in law, accounting, and taxation provide a unique perspective that is unmatched by most attorneys.
Matthew has been located in the same office in Cocoa for the past 15 years practicing business law, wills, trusts, probate, real estate, and asset protection for the local residents of Brevard County and surrounding areas.
As a business attorney Matthew’s business law experience includes structuring and negotiating commercial contracts, mergers, asset and business acquisitions, entity selection and formation for new and start-up businesses, shareholder agreements, employment agreements, non-compete agreements, license agreements, equity and capital transactions, stock options, loans, debt instruments, franchise acquisitions, capital and equipment leases, stock warrants, stock redemptions, stock subscriptions, shareholder buyouts, partnership divisions, business “divorces”, shareholder and partner disputes and resolution, partnership agreements, limited liability company regulations and operating agreements, non-registered nonpublic private security offerings, line of credit agreements, stock pledge agreements, UCC-1 secured transactions, liens, Federal and State income tax analysis and advice, analysis and advice on State and local tax issues. Matthew also serves as general corporate counsel for a multitude of local businesses who need legal advice regarding complex transactions or who just want to call Matthew from time to time to answer their legal questions.
As an estate planning attorney Matthew represents many local families as their trusted family lawyer. Matthew’s estate planning experience includes advising clients and preparing revocable living trusts, wills, powers of attorney, living wills, health care surrogates, advance directives, health care powers of attorney, five wishes, irrevocable trusts, special needs trusts, charitable remainder trusts, foundations, irrevocable life insurance trusts, prenuptial agreements and post marital agreements. Matthew draws upon his background in accounting and taxation to represent wealthy clients in complex estate planning order to reduce or eliminate Federal Estate Taxes. Matthew is always available to the families he represents to be their first point of contact for any type of family legal emergency or issue. Matthew is also frequent speaker in local seminars on various topics in estate planning and asset protection.
As a real estate attorney Matthew represents business and individuals in residential and commercial real estate purchases & sales, commercial and residential leases, contract drafting and negotiations, landlord-tenant disputes, evictions, deeds, mortgages, foreclosures, loan modifications, deed in lieu of foreclosure, short sales, contracts for deeds, lease with purchase option, long term land leases, homeowners’ associations, declarations of covenants and restrictions, easements, rights of way, liens, taxation, boundary disputes, real estate development, platting, subdivision, commercial and residential condominium declarations and documentation, Section 1031 Tax Free exchanges, real estate holding companies, real estate partnerships, lady bird deeds, joint ownership deeds, and planning for the transfer of real estate to heirs at death.
Finally, as an asset protection attorney Matthew has extensive experience developing and implementing strategies which fully utilize the protections provided by the laws of Florida, such strategies have included limited partnerships, irrevocable trusts, series limited liability companies, constitutional homestead provisions, certain types of retirement accounts and investment contracts, and joint asset ownership.


Practice Areas


Practice Areas


  1. Business: 40%
    17 years, 500 cases
  2. Estate Planning: 40%
    17 years, 500 cases
  3. Real Estate: 20%
    17 years, 500 cases



Hourly ($350/hour), Fixed (Always), Retainer (Always)

Payment Types:

Cash, Check, Credit Card

Attorney Endorsements

6 total 

  • William Howard Cantwell II

    Matt is a hard working attorney with a professional attitude. He represents a wide range of clients at the highest quality of service. Matt has years of quality legal experience under his belt and I fully endorse all of his legal services.


    William Cantwell Litigation Attorney
    Relationship: Co-worker

  • Jay R Thakkar

    I fully endorse Mr. Monaghan in every area of his legal practice. We have worked together on many cases, and Mr. Monaghan is very good at simplifying complex issues and then creating a plan to solve them. I look forward to continuing to work with him.


    Jay Thakkar Criminal Defense Attorney
    Relationship: Co-worker

Contact Info

Matthew J. Monaghan

96 Willard St
Ste 302
Cocoa, FL, 329227947


FLMember in Good Standing199809/08/2015

Professional Misconduct

We have not found any instances of professional misconduct for this lawyer.
Avvo Contributions
Legal Answers
Award NameGrantorDate Granted
Honors GraduateFlorida State Univeristy College of Law1998
Work Experience
TitleCompany NameDuration
AttorneyCantwell & Goldman, PA2013 - Present
AttorneyHMTLAW- Howze, Monaghan & Theriac, PLC2005 - Present
AttorneyAmari & Theriac1998 - 2005
Attorney/Law ClerkCarlton Fields Ward Emmanual Smith & Cutler1997 - 1998
Association NamePosition NameDuration
Florida BarMember1998 - Present
Florida Bar, Real Property, Probate and Trust Law Section, Property Rights in Real Property CommitteeMember1998 - Present
Legal Cases
Case NameOutcome
Purchase and Sale of Coastal Roofing SupplyAcquisition Completed On Time Without Issue.
See all Legal Cases 
Publication NameTitleDate
Trusts 101 National Business InstituteGrantor Trusts2014
School NameMajorDegreeGraduated
The Florida State University College of LawLawlaw1999
University of Central FloridaN/AMasters of Taxation1994
University of Central FloridaACCOUNTINGBS - Bachelor of Science1992
Speaking Engagements
Conference NameTitleDate
WMEL AM Radio Talk Show Guest Legal ExpertEstate Planning2014
Trusts 101Grantor Trusts2014
the APPNA Florida Chapter Spring MeetingAsset Protection2013
Heritage Isle Estate and Financial Planning SeminarEstate Planning, Wills & Trusts2013
Heritage Isle Estate and Financial Planning SeminarESTATE PLANNING, WILLS & TRUSTS2012