You should consult with a personal injury attorney. I would advise against speaking with them or signing anything from the other person's insurance company until you speak with an attorney. Typically, in cases like this, a person that is represented will get a better settlement than someone who does not have an attorney.
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I would contact a local personal injury attorney to investigate whether coverage should be extended to the individual who hit you for injuries and property damage you may have incurred. Generally, if an individual makes a material misrepresentation on their insurance application an insurer can void the coverage and refund amounts previously paid. However, for it to be material it must affect the premium the person would have paid (such as the failure to disclose a household resident over 16 -...
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You should definitely contact a Florida Personal Injury attorney.
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