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Richard M. White

Richard White’s Legal Guides

11 total


  • Using Trusts to Protect Florida Estate Assets

    There are many different types of trusts, with many different uses. Historically, one of the reasons people have established trusts is to preserve assets during their lives while protecting the assets from being overly taxed in their estates. Now that the tax exemption is ...

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  • A Living Trust Helps Executor

    Florida Executor An executor of a Florida estate who lives out of state will likely have to appear in court in order to be named executor. The executor will also have to be present in order to change title for real estate, for making arrangements to sell or close accounts, and m...

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  • Managing a Trust in the Future

    Trust Instructions When you establish a trust, it can be tempting to try to plan for the future by setting specific instructions for preserving assets. A trust grantor might want to dictate how long a specific stock should be held or might want to place a minimum of time for...

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  • Incentive Trusts in Estate Planning

    Placing Restrictions on Inheritance Youve probably seen a movie or read a book where a parent dies and in his will, he leaves specific instructions for his child to do certain things before he can inherit his assets: the father states in his will that the son must get his ac...

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  • Late-life Estate Planning with Parents

    Youre getting the jump on your estate planning by starting early and investigating just what youll need to be able to retire comfortably while protecting your assets, but have your parents done the same? While starting a conversation about finances with your parents may be un...

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  • Estate Planning with Long-term Care Insurance

    Aging can mean more than acquiring a few new aches and pain. As you age, your risk for needing long-term care increases. Long-term care insurance assists in paying the costs of nursing care in a long-term care facility or in your own home, which will help prevent a cash drain...

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  • Retiring Modestly

    You cant listen to a TV news financial specialist without hearing about all the millions you must have banked before you can retire. But if you didnt live like a millionaire before retirement do you need to plan to live like one during retirement? The financial pundits and invest...

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  • 4 Retirement Milestones

    Remember these four key dates when approaching retirement to help make the most of your estate planning! Age 59 for Penalty Free Withdrawals. Mark the day on your calendar that you will turn 59 because you can start taking distributions from your IRA without the 10 percent early...

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  • What Does a Gun Trust Do?

    Also called an NFA (National Firearms Act) trust, the NFA trust deals with the transfer of Class III weapons (fully automatic weapons, certain fire weapons, short barreled rifles and shotguns and silencers, also called sound suppressors). Florida permits ownership of these weapon...

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  • I’m Single, Who Pays My Bills After I Die?

    If you die and your estate is solvent (has assets), bills will be paid from the estate assets.But, if the assets of the estate cannot cover the bills, creditors cannot look to another family member for remuneration. No doctor or hospital can expect payment by anyone other than th...

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