Steven Michael Fahlgren’s Answers

Steven Michael Fahlgren

Jacksonville Divorce / Separation Lawyer.

Contributor Level 11
  1. Negative Credit Bureau Reporting During and After Chapter 7

    Answered 6 months ago.

    1. Blake Owen Brewer
    2. Daniel Tam
    3. Arthur Wemegah
    4. Steven Michael Fahlgren
    5. Lynda Wesley
    6. ···
    6 lawyer answers

    I agree with the lawyers who state that it is impermissible for a creditor with knowledge of your bankruptcy and constructive notice of your discharge to continue to report a balance due after the bankruptcy. Unless it is a debt that is exempted from discharge (a rarity), the continued collection of the debt is a violation of the post discharge injunction and/or the Fair Debt Collection Practices Act. Also, if you dispute properly, it is a violation of the Fair Credit Reporting Act for the...

    1 lawyer agreed with this answer

    1 person marked this answer as helpful

  2. Do dealerships in florida have to disclose accidents on used cars?

    Answered 6 months ago.

    1. Steven Michael Fahlgren
    2. Elizabeth Ahern Wells
    3. Harold F Cook Jr.
    4. Alan James Brinkmeier
    4 lawyer answers

    You may have a fraud claim or a warranty claim or both. According to the information you have provided, you have a problem with a car dealer; specifically, you may have purchased a used lemon vehicle without proper disclosure. Fortunately, I have a lot of experience defending and suing car dealers. Prior to forming my own practice in 2002, I represented several car dealers. Since forming my own practice, I represent consumers and no longer represent any car dealers. I have sued several car...

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  3. What type of attorney do I need to sue an auto repair shop?

    Answered 11 months ago.

    1. Dale Christopher Carson
    2. Steven Michael Fahlgren
    3. Scott Richard Kaufman
    3 lawyer answers

    The repair shop was required to perform its work to industry standards. If you have an expert to show that it did not, then you should have a claim under Florida's Motor Vehicle Repair Act.

    1 lawyer agreed with this answer

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  4. Can I sue for inaccurate info supplied in my report by the reporting agencies? And for failure to get adverse action notice?

    Answered over 1 year ago.

    1. Eugene P. Castagliuolo
    2. Steven Michael Fahlgren
    3. Michael Glynn Busby Jr.
    3 lawyer answers

    The accounts should still be listed on your credit report but as included in bankruptcy and a zero balance. You will need to confirm that you included them in your bankruptcy schedules so that they would have notice of your bankruptcy. Usually, it is good to dispute the inaccurate trade lines with the credit bureaus. If you need an instructional letter for this purpose, please do not hesitate to contact me. Assuming you sent it via certified mail and the matter has not been corrected, there...

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  5. How long does someone have to collect or claim a default judgement

    Answered over 1 year ago.

    1. Steven Michael Fahlgren
    2. Michael James Ingino
    3. Jeffrey B. Lampert
    3 lawyer answers

    An excellent article giving a more precise answer is found at http://www.floridabar.org/DIVCOM/JN/JNJournal01.nsf/c0d731e03de9828d852574580042ae7a/079d4a7ab47ebb2b85257029006f2e54!OpenDocument&Highlight=0,judgment* I hope this information is helpful.

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  6. I only said the truth about my former Attorney and provided specifics - Why am I being silenced by him and being sued for libel?

    Answered over 1 year ago.

    1. Stephen Douglas Gregg
    2. Barry A. Stein
    3. Clifford M. Miller
    4. Lars A. Lundeen
    5. Steven Michael Fahlgren
    6. ···
    7 lawyer answers

    I believe there is a case that you cannot be sued for defamation for filing a grievance but you will need your attorney to confirm that fact. Of course, the attorney may be suing you for allegedly publishing falsehoods about the attorney in another forum as well.

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    1 person marked this answer as helpful

  7. Is this a legal document and what can i do

    Answered almost 2 years ago.

    1. Steven Michael Fahlgren
    2. Barbara Billiot Stage
    2 lawyer answers

    You should retain an attorney. At the very least, you appear to have an equitable interest in the mobile home. Time is of the essence.

    1 lawyer agreed with this answer

    1 person marked this answer as helpful

  8. What are the disclouser laws in florida for a used car dealer

    Answered almost 2 years ago.

    1. Steven Michael Fahlgren
    2. Scott Richard Kaufman
    2 lawyer answers

    It sounds like a good fraud case to me. I have been involved as an attorney in dozens of lawsuits involving car dealers, having represented car dealers for several years before leaving an insurance defense firm to form a consumer protection practice and then having represented dozens of consumers against car dealers for over ten years. It is hard to know your exact rights without reviewing all of the contract documents and a timeline as to what was said or not said. I have written a guide as...

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  9. Does it make sense to settle old credit card debt?

    Answered about 2 years ago.

    1. Steven Michael Fahlgren
    2. Robert Jason De Groot
    3. Courtney Kelbel
    4. Eric Jerome Gold
    4 lawyer answers

    You need to be careful. The statute of limitations varies from state to state. Some states have shorter statutes of limitations. Your credit card may be governed by the law of a state other than Florida. If so, the debt collector or creditor may be trying to collect a time-barred debt. I refer to them as "Zombie debts." It would be best to look at the underlying agreement to make this determination. Once a determination is made that you could be sued for the debt, one should evaluate...

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    1 person marked this answer as helpful

  10. What if I bought a car from a small dealership and they didn't disclose it was a lemon?

    Answered about 2 years ago.

    1. Steven Michael Fahlgren
    2. Scott Richard Kaufman
    3. C Steven Moskos
    4. Ronald Lee Burdge
    4 lawyer answers

    If the vehicle was a lemon bought back by the manufacturer, there is a statute that requires auto dealers to make a disclosure of this material information. If the car dealership did not, there are numerous causes of action that can be brought. I have brought cases against car dealers for not disclosing information they know that materially affects the value of the vehicle. Even if the dealership has been dissolved, there may be a case against the individuals who were involved in the...

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    1 person marked this answer as helpful

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