You will need a business / transactional attorney. The attorney would likely create a corporate entity for you such as an LLC or Corporation. There would also be a partnership agreement to set out the terms of the business rights and obligations for you and your boyfriend. Finally, the attorney would prepare an independent contractor agreement for the stylists to sign.
Good luck with the new business.
This requires business savvy, not any special knowledge of the law. Sure you can resubmit the corrected invoice and either they pay it or they don't. I think what would work wonders is a call or some personal touch with the customer to reach out to them and explain what happened. If you think it could possibly ruin the relationship with the customer, then chalk it up to experience and write the amount off.
This should all be covered in the operating agreement or partnership agreement. These kinds of disputes often lead to litigation. If there's not an attorney involved currently it might save a lot of money in the long run to get one involved sooner rather than later.
I agree with my colleague. One other factor that often plays into it is whether one party knew the other did not speak English. If they knew that and still went forward with the English only contract, it lends itself much more to being unenforceable. Still, it is a fact-specific inquiry.
I agree with the other 2 answers. Depending on what they said about freezing your wages, that may be a violation of certain consumer protection laws. I think it would be in your best interest to contact one up-front and see if they may be able to help you go after these debt collectors.
You can represent yourself but you will likely end up with a judgment against you. Regardless of if its right or wrong, an argument coming from an attorney who regularly practices in front of a judge will be more successful than that same argument coming from an unrepresented person.
Plus an attorney will be able to help press for proof of ownership and the debt through discovery. Your chances of successfully defending this increase many, many times by having an attorney help you. Midland...
This sounds like a fake debt collector who uses high-pressure tactics to extract payments. Many red flags go off in my head, namely: (i) saying he represents the FDIC; (ii) pressuring you to make a payment immediately; (iii) threatening to serve you at work and (iv) threatening an immediate garnishment. My colleague explained why many of these are not legitimate.
I would contact a consumer attorney who could reach out to these debt collectors and either get them to stop contacting you or...
Everything depends on the language of the promissory note. However, you will likely have to pay your attorney some amount of fees. Part of the claim in any lawsuit would be the recovery of those attorney's fees that you've incurred.
I'm unsure what you mean by second trust, but I assume it is a second mortgage. If so, any security in the house would be foreclosed. However, the money owed for the debt would still be due. They would have to obtain a judgment before any garnishment could go into effect. A creditor is entitled to garnish a maximum of 25% of your disposable income. I would definitely recommend seeing a consumer lawyer or, if you haven't already, a bankruptcy lawyer to discuss your options.
In addition to the other answers, I would not that the outcome of the criminal case is very important. If your husband pleads guilty or is found guilty, this can pose obstacles to a civil suit claiming he was wrongfully accused or wrongfully arrested. Make sure your attorney in the criminal matter knows that he would like to preserve any civil claims he might have against Penske.