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William Ralph Carlisle

William Ralph Carlisle

also known as Billy Carlisle

Practice areas:

Debt Collection, Debt & Lending Agreements, Appeals, Contracts & Agreements

About Me

My name is William R. Carlisle, Jr., but everyone calls me Billy. I come from a family of many Georgia lawyers, legislators and judges, and am myself a fourth generation Georgia lawyer. I have been in practice since 1996, and have practiced law almost exclusively in the area of debt collection defense and consumer protection since 2008. I specialize in this area as it is generally underserved and misunderstood by the legal community at large and provides many viable options to bankruptcy or throwing yourself at the feet of unmerciful creditors or judges. I love this practice area because I can almost always find some way to make my fees cost efficient and provide a meaningful benefit to the client. Also, I have always loved a good fight and will take on any lawyer or creditor anywhere, at anytime, even if it is outside behind the courthouse. This field also presents an intellectual challenge and an opportunity not only to utilize the laws at our disposal, but to find new and inventive ways to resolve debt problems through "out of the box" thinking, common sense approaches, and understanding the economics, operations and dynamics of the debt collection industry as a whole.


Practice Areas

Licensed since 1996

  1. Debt & Lending Agreements: 45%
  2. Debt Collection: 45%
    20 years, 5 thousand cases
  3. Contracts & Agreements: 5%
  4. Appeals: 5%
    500 cases



Fixed (Always)

Payment Types:

Cash, Check, Credit Card

Attorney Endorsements

5 total 

  • John William Nelson

    Carlisle. The name is well-known in the debt lawsuit defense community. He is a pioneer in this area, and he knows what he is about. I know Mr. Carlisle because I run into him often in the debt collection defense work I handle. When I first began working in this area, I actually cold-called him at his office and he took the time to speak with a relatively new attorney who showed up unannounced. Since then, I have spoken to him many times when I run into peculiar or unique situations I've never seen before. I have also referred clients to him when I knew my services were not the kind they needed, but Mr. Carlisle and his firm could help them out. Mr. Carlisle knows his stuff, and he will help protect your rights.


    John Nelson Debt Settlement Attorney
    Relationship: Fellow lawyer in community

  • Kevin Joseph Pratt

    I endorse this lawyer. I have known this attorney since about 2001. He is very well respected by his peers, and liked by his clients and the Judges. I endorsed him under litigation because of his knowledge of trial evidence and procedure. His talents are in defending collection cases and bringing actions against debt collectors for violating the Fair Debt Collection Practices Act.


    Kevin Pratt Litigation Attorney
    Relationship: Fellow lawyer in community

Contact Info

Carlisle Law Firm

319 Resource Park
Winder, GA, 30680



GAActive Member in Good Standing 199608/22/2015

Professional Misconduct

We have not found any instances of professional misconduct for this lawyer.

Avvo Contributions

Legal Answers


Award NameGrantorDate Granted
Magna Cum LaudeJohn Marshall Law School1995
West Region FinalistNational Mock Trial Competition1994

Work Experience

TitleCompany NameDuration
OwnerCarlisle Law Firm, LLC2008 - Present
PartnerCarlisle & McClurg, LLP2005 - 2008
PartnerCarlisle, Wren & McClurg2003 - 2004
PartnerCarlisle & Carlisle, LLC1999 - 2001
AttorneyFriedman Law Firm1996 - 1997


Association NamePosition NameDuration
State Bar of Georgia, Consumer Law SectionMember2013 - Present
State Bar of Georgia, Appellate Practice SectionMember2013 - Present

Legal Cases

Case NameOutcome
Wirth v. CACH, LLCSummary Judgment Reversed
Long v. Greenwood Homes, LLCCourt of Appeals reversed
Versey v. Citizens Trust BankSummary judgment Reversed

See all Legal Cases 


Publication NameTitleDate
Advanced Debt CollectionDefense of Debt Collection 1012013


School NameMajorDegreeGraduated
John Marshall L.S. (Atlanta)LawJD - Juris Doctor1995
University of Georgia, AthensPsychologyA.B1991

Speaking Engagements

Conference NameTitleDate
ICLE Advanced Debt CollectionDefense of Debt Collection2013
Advanced Debt CollectionDefense of Debt Collection 1012012