It's not an inheritance, because she's alive.
Your mother MAY need to file a federal gift tax return. She can give $14,000 per person ($28,000 if she gave two SEPARATE gifts, one to you and one to your wife) or after January 1, 2013 with no return needed. (The figure was $13,000 if this happened in 2012).
Unless the gifts were very large even if a return is needed there may not be a tax. Consult your CPA if the per person gift exceeded the amount listed.
You should NOT talk to the insurer at all. Every word you say will be recorded and used against you, and they already have a lawyer ready to go. Studies show that unrepresented people generally receive 70-80% less than represented parties.
Let me focus on the part of the question you glossed over. It is very possible that the personal injury claims will significantly exceed the car claim. This is the area where attorneys make all the difference in the world. It is vital that you seek...
It is very possible that the garbage they sell at the stores (and the CEOS who allow that junk in their stores really deserve to be fired for deliberately harming their customers with stuff they know is improper) is not a valid will. Even if the form is adequate (and I have yet in my 32 years of practice have seen anything well done in the stores), unless it is properly completed, witnessed and signed, it may not even be valid. I'd have to see it to know.
Having said that, even if it is...
To me there are two important parts of an injury case.
The MOST important is for the client to recover. That means good medical care.
The other is the legal matter.
To the extent that a client goes to a good doctor or chiropractor, his recovery is better and his legal case also may be better. Good care means more than just treatment. A doctor that is uncooperative in getting records out keeps a client from referrals to specialists AND harms his legal case. A doctor that over or...
Your post is unclear. is "He" a lawyer? By "filed a claim" do you mean there is a lawsuit?
If your accident was over 2 years ago and a lawsuit has been filed, the answer as to how long is something only your lawyer will know.
If you accident was over 2 years and no suit was filed, you get zero and the insurer stops negotiating. If that is the case you need to see a lawyer about suing your lawyer.
Folks like Allstate, State Farm and Safeway (to name three of the stingiest and most...
You have many serious problems. (Your father may be subject to suit also for allowing you to operate the vehicle but we'd need more details to know). Yes you can be sued. If you fail to pay all the damages, the other party can have your license suspended FOR LIFE (until you pay the damages, cut a deal, or discharge them in bankruptcy). You also in many courts may see an enhanced fine because of the accident and lack of taking care of damages (the maximum penalty in a traffic case per count...
As I am sure your lawyer has told you, a bankruptcy stays all suits and claims against a company. If the store had insurance he can move the bankruptcy court to set aside the automatic stay and proceed against them up to the insurance coverage limits.
Several things, and it is so sad that you have had this awful experience:
1. First of all, you may have a personal injury claim that diminishes in value every day you fail to seek medical treatment, as insurers will argue that the gap in treatment means you were not badly hurt. TODAY, not tommorow or soon, but TODAY, go to the ER, and then also get followup medical care as needed. This matters! (Geitting medical care is also vital to your health).
2. Do NOT talk to any insurers until...
There is a two year statute of limitations on filing a suit for personal injury. Once that suit is filed and ends, there is a 30 day period to appeal. We are obviously way past that, so the answer based on your post is no.