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Jose Miguel Castro

Jose Castro’s Answers

2 total

  • Is it true it is hard to demand for more than coverage limits?

    I read the minimum amount of auto liability coverage in Georgia is $25,000/$50,000/$25,000. When I asked a lawyer whether he can demand for more than $25,000 if the at-fault car driver only carries the coverage $25,000, the lawyer replied it is ha...

    Jose’s Answer

    Although I wouldn't, you could demand the sun, moon, and stars - the liability insurance company is only obligated, however, to pay up to the full amount it the applicable policy limit. It is vital to investigate all avenues of potential liability coverage. As some other lawyers have mentioned, if the at-fault insured person has assets, you can always pursue a judgment over and above the policy limits and attempt to collect the judgment through personal assets. Aside from that, a personal injury lawyer would be able to contact medical treatment providers and lien-holders in-effort to satisfy any valid liens or medical expenses.

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  • I was hit by a car while crossing the street. I was in the crosswalk and had the light. The driver blew the red light.

    Police and ems showed up and I was rushed to the hospital. Ended up with 7 head staples, multiple confusions and a lot of pain. Wondering what to do next? Thanks in advance

    Jose’s Answer

    You should retain an experienced personal injury litigation attorney and consult with a neurologist to assess you for any further head injuries. Depending on when your incident occurred, you can expect multiple hospital and emergency medical bills to arrive. It is important to act as quickly as possible.

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