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Thomas Richelo

Thomas Richelo’s Answers

1,254 total


  • Do I pay the balance in full by Monday (not sure how) or remain a sitting duck? Will they pursue legal action if I resign?

    I incurred $5k of travel related expenses on my corporate Amex card, which is in my name. I received a majority of the reimbursement for the expenses but had a personal emergency occur and used the reimbursement money to pay for it. I had every i...

    Thomas’s Answer

    The minor errors in your mileage reports shouldn't matter. If you have a substantial number of expense reports that are accurate it should show you are an honest person. You may consider discussing the personal emergency you had, if it is legitimate, and then ask for payment terms that you can handle. I agree with Mr. Riddle that you also need to be looking for another job.

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  • Resale of foreclosed house

    I bought a foreclosure with limited warranty dead stating that I can resale the house for fixed price within 90 days. If I transfer the title to another person, does this rule apply to him also? Thanks.

    Thomas’s Answer

    The answer to your question would require a review of the documents that went with your purchase of the property.

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  • How can they charge me interest and fees for something I never signed up for?

    Amex applied pay over time charges without my permission several times. I had to call and have it removed 5 times. Then the balance got high enough I had to pay the all the charges in one month even though I had asked to be removed from that pro...

    Thomas’s Answer

    You don't need a bankruptcy attorney, unless you are going to consider bankruptcy just because of this one debt. It sounds like it's small enough that you should negotiate something and not take out an Amex card again.

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  • So am trying to figure out if they have to tell me their limits but no one sees to be able to answer my question!! Please help.

    My sister was in an accident in Georgia with a car from Nevada and one from Georgia, She was seriously injured. She has been contacted by the insurance companies, but keeps having me talk to me. They want to talk settlement but won't tell me how m...

    Thomas’s Answer

    A lawyer working on your sister's behalf knows how to invoke the statute that requires them reveal the insurance information, usually in the form of a declarations page. That shows limits of coverage. She should get an attorney because she doesn't know what's involved in settling this sort of case.

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  • How do I get an eviction filing off my rental history?

    Im finding it hard to get a new apartment because I have an eviction filing on my rental history from last year. There is no balance owed. I still live on the property but the eviction filing is just as bad as an actual eviction.

    Thomas’s Answer

    It's a fact as to something that happened in the past, so it's not going to go away. You have to continue to look for a landlord to whom this doesn't matter or one who will trust you with a second chance. Eventually as time passes landlords will see that one infraction years ago is of less and less relevance.

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  • Can I represent myself, if so, how or where do I get information on what I need to know or do once I file the papers??

    I have been married for 20 years, with two girls ages 10 & 11, my husband and I are separated currently, we have little to no assets, can i get a divorce without a lawyer?? If so, how do I get information on how and what I need to do or know to re...

    Thomas’s Answer

    I agree with my colleagues that a divorce in these circumstances is way too complicated to try without an attorney. Entire books -- even series of books -- have been written to answer the questions you will face. But like a game of chess, knowing how each piece can move does not make you a skilled player. It takes years of training to be good at it, and you don't have that option.

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  • Can landlords be sued for an illegal lease provision even if they have not and will not try to enforce it?

    We rent one home. Our tenants stopped paying rent after they purchased a new home. We have begun formal dispossessory procedures in accordance with Georgia law. Our tenant (a consumer lawyer) has give us notice that he plans to sue us for substant...

    Thomas’s Answer

    I think this is a case of a lawyer trying to take advantage of your not being a lawyer. Get counsel yourself, and it seems that the upper hand would shift to you right away.

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  • Advice for small claims court. what do i need to bring or know.

    Had waterproofing in my crawl space done ....lifetime warranty....had flooding. Owner of the company will not return my calls. Cost was 4500.00 dollars.

    Thomas’s Answer

    The answers to all of your questions would not be worth an attorney advising you unless you elect to hire them, at least for consultation before going to court.

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  • Will the judge ask for W2's, 1040's or other documentation? How can I have the hearing postponed due to my conflict?

    My ex-husband has served me with papers to have his child support reduced. He is claiming that his income has gone from $7K per month to $600 per month. I am fairly certain that he is now working two jobs (a full time and a part time) but wants ...

    Thomas’s Answer

    You have too much at stake here to opt for avoiding the cost of legal representation. The cost of being without a lawyer will be greater.

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  • Can I sue not because of my stuff being sold but my identity being sold?

    A year ago my storage was auctioned...i was concerned when called about it die to all my expensive things in it but i know that replaceable. My main concern was getting my paperwork back which included social security numbers of my kids n i, my ho...

    Thomas’s Answer

    Unfortunately, these privacy concerns should have been addressed by you before you left sensitive information in the storage unit and then got in arrears on the rental. Lesson for the future. you can keep trying to find out who the buyer was but as you noted the company will not give out that information.

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