Stan Chervin helped me and my family multiple times through 2009. He helped my ailing business get out of an 86000 lawsuit. He then helped us get through negotiations with collection agents and most of all he helped maintain the livelihoods of 5 of my employees who would have all had to look for work in the worst recession in years. His negotiation skills are excellent and he will advise you of what is right and what is wrong. I is not demanding when it comes to payments and works with you during your times of need.