I read the minimum amount of auto liability coverage in Georgia is $25,000/$50,000/$25,000. When I asked a lawyer whether he can demand for more than $25,000 if the at-fault car driver only carries the coverage $25,000, the lawyer replied it is ha...
The insurance company has agreed to cover up to $25,000 in exposure. As such, you have to give them the opportunity to pay that amount, following a particular procedure and law in demanding they pay those limits within a legally defined time frame. This is why it is important you hire a good lawyer to craft this demand - because you can set the insurance company up. If the demand is properly issued, and the insurance company fails to pay the policy limits, there is the potential they will be on the hook for any additional you may recover at trial - over and above the limits. This is called a bad faith claim, because the insurance company failed to protect its insured by failing to pay the limits. You want to make sure the demand is drafted and issued correctly, because if the insurer fails to pay the limits, you do not want them to have an out based upon a technical deficiency in your demand.See question
In Georgia, how long do I have to respond to Production of Documents and Interrogatories if they are requested of me at the same time I am served the Civil Complaint? It is my understanding that I have 45 to 50 days to answer the discovery questi...
You have 45 days to respond to discovery questions served at the same time as a complaint - otherwise, the deadline is 30 days. So if you receive additional discovery at a later date, you need to respond within 30 days. Whether or not discovery questions are "objectionable" is really a legal analysis that should be left up to an attorney. As such, you should consider consulting with a lawyer.See question
A CAR HIT THE CAR I WAS IN AND THE PEOPLE INSURANCE COMPANY HAVE NOT BEEN OUT TO TALK ME
I agree with the others, that you should first report this matter to your own insurance. Also, you should consult an attorney regarding the potential claims you may have and the best course of action. The short answer to your question, you have 2 years from the date of accident in which to bring a bodily injury claim against the at-fault driver, and 4 years to bring your property damage suit.See question
Is there any lawyers who would consider representing me in small claims court regarding a car/tractor accident. The trailer hit us in parking area but insurance denied fault (twice). been waiting 8 months and lawyer dropped case and the magistrat...
Feel free to give me a call. Given the limited information, I have several questions for you before I can provide you with an adequate answer on the best options for moving forward.See question
My son was on my insurance policy with a vehicle that was registered to him. We were involved in a accident and the other party refuses to pay for medical bills etc. Had a lawyer but no longer have a lawyer, Can I sue his insurance company for b...
It is in your best interest to consult with a second attorney concerning the best approach at coverage for your son's injuries - whether that be through your insurance (if available) or that of the at-fault driver (if insured). Given the limited information, I believe a consultation is necessary to adequately answer your questions.See question
I never received a subponea. Do I have to testify in the deposition with the dates given?
This depends on a few things, first of which is whether you are a party to the case? If so, you could be noticed to attend and hopefully you already have an attorney with whom you should speak (if not, you should consider hiring an attorney). If you are not a party, your attendance would most likely require a subpoena as well as mileage fee. However, even if you are not a party to the suit, you may want to consult an attorney if you feel the deposition testimony may impact you in any way.See question
My mother is currently a driver on the insurance policy. My car was totaled, will the at fault driver's insurance deny to replace my car?
If the other driver is at fault and was cited for causing the accident, his insurance should cover the damages to your vehicle. However, if your mother was cited for the expired license, she may want to speak to a criminal attorney as her license could be suspended.See question
I collided with the passenger side of the truck then he drove another 5 or so feet running over my bike. I have a cut on the frontal lobe took 6 stitches, contusion shoulder wrist, and calf pain
If you are having ongoing medical issues, I would suggest you consult with your primary care physician for the proper referrals. I would also suggest you contact an experienced personal injury attorney as soon as possible.See question
Meniscus surgery in 11/11 was found to have not been performed complete which has led to additional fraying and tearing of the remaining 50% of the meniscus. Since the original surgeon had MRI in 5/12 showing this he said there was nothing wrong...
Based upon the information provided, it appears you may have a malpractice claim. However, understand that malpractice claims are very difficult and complex matters and as such you should speak with an experienced malpractice attorney as soon as possible. Be sure to take all medical records and reports with you when you meet.See question
Can insurance not pay for damage?
Your mom would likely be considered a "permissive user" under your policy, if you in fact gave her permission to drive the car.See question