It wouldn't hurt to drop by your family doctor just in case. That will buy you 2 weeks to see what happens. If it's not getting better after ten days go ahead and make an appointment with an orthopedist. The reality is most insurers will fight paying anything more than an initial visit on a no visible damage case. Tread carefully and assume subsequent care after the initial visit will be on your nickel
Juries award and insurance companies pay for real injuries. Car accidents are not about money, they are about getting fairly compensated. Chiropractic cases are not thought of very seriously in the industry, especially if the damage to the vehicles was not bad. If you have a real injury, get to a real medical doctor before it's too late. As far as lost wages go, an insurance company is not likely to listen to a chiropractor who says you cannot work; a real MD is a different story.
Check the paperwork you filled out. If you waived a broad range of simple negligence claims, the specific facts may not matter and you may be barred. If you did not fill out a waiver, see Shiver's answer above.
Unless there is long term harm, it is probably not worth lawyering up. To tie the meal to the hospital bill you would need a lab culture taken from you at the hospital to match it to a strain at the restaurant. If its a larger chain, they may have a medical payments insurance policy that will pick up the ER bill so its worth it to call and make inquiries. Taking it further than that is possible if the cultures come back but I just don't think lawyers are required for food poisoning unless the...
This is an uninsured motorist covered event assuming it meets the requirements of a timely report to the police and the physical damage from another vehicle requirement. (Ie does not look like you hit a tree and parked it) Insist on only paying the $250 deductible. Most carriers will back down when you tell them you know the law. If not contact the insurance commissioners office.
It's a little unclear if you are asking can you recoup the difference between your workers comp wage and what your salary would have been or any wages whatsoever for the ten months. Any way you slice it though with a complex case involving two surgeries and likely permanency, you ought to a least do a free in person consultation with a lawyer to make sure you are not making any mistakes.