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Christopher Matthew Simon
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Christopher Simon’s Answers

208 total


  • Car accident with no insurance and no other cars

    My parents bought me a car from a private seller two weeks ago. Oddly, they held off on putting me on their insurance - they told me they were going to do it on Friday (in 2 days), but I got into a car accident today and totaled the car, according...

    Christopher’s Answer

    It all comes down to how long your dads policy says he has to add a new vehicle.

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  • How to pay back to the health insurance after reward or settlement in the car accident?

    According to O.C.G.A. 33-24-56.1 (2010)33-24-56.1. Reimbursement of medical expense or disability benefit providers in personal injury cases; subrogation prohibited; notice, should the reward or settlement first pay the injured for all economic an...

    Christopher’s Answer

    The made whole law will help unless the plans are self funded ERISA plans. Not an east analysis. If it's more than a $3,000 claim I would hire a lawyer to analyze that portion. The link has a more detailed response.
    https://www.christophersimon.com/after-i-settle-my-injury-case-who-do-i-have-to-reimburse.html

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  • I'm 15 and I have been in a car accident with 3 other people I was the driver and I have no license

    I gotten two tickets One is failure to yeild when turning left and no licenses Also from where I was coming out There Are trees covering the road so I couldn't see when coming out I was only 4 minutes away from home and was just gone to go eat. My...

    Christopher’s Answer

    Talk to your mothers insurance company and find out if they are going to cover the crash or whether you will be Excluded as an unlicensed driver. It depends on whether the other people in the crash have uninsured motorist coverage or not. If there is coverage then you will have a free lawyer for the damages and any injuries. For the traffic ticket, advise the court that you do not have the means to pay for a lawyer and be sure to go to all the hearings.

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  • I was asked to do a deposition. I have already taken an Examination Under Oath. Is this the same in the State of Georgia?

    What needs to be filed to object in a Bad Faith Suit? Or is this right? Pro Se Thanks

    Christopher’s Answer

    If you have filed a lawsuit against the insurance company, they have the right to depose you. You may be able to object to certain questions such as ones that would criminally implicate you but you do have to answer all other questions under oath.

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  • Can the at-fault car insurance requires to talk to the doctor?

    Can the at-fault car insurance requires to talk to the treatment doctor after automobile accident if the injured demands for the compensation or the insurance must get an pre-authorization from the injured? Thank you for your answer.

    Christopher’s Answer

    I assume you are in litigation already? If so they can depose the doctor but not talk with them without your lawyers consent. If no case has been filed, then they cannot at all.

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  • Can I get a lawyer for a skating rink accident

    Me and my kids was at the skating rink Sunday of last week and he fell and broke both bones in his arm by his wrist he's 11 years old I'm not mobile so getting back and forth to the hospital is a hassle I have to pay for rides and he might be look...

    Christopher’s Answer

    Did you sign a liability waiver? They ware enforceable in Georgia and would be a complete bar to recovery. If not, it's worth taking it to a lawyer for a closer look.

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  • Do I have to pay anything?

    yesterday a little girl on a bike ran into my car. her mother was nowhere to be found but a neighbor took the little girl to her mother's house. the police came and asked me to fill out an incident report and did not give me a ticket because they ...

    Christopher’s Answer

    If it's not your fault, you don't have to pay anything. If you hear from the family requesting payment, let your insurance carrier know. Best practice is to let your insurer know about it today and explain what happened so you don't risk the insurance denying coverage down the road.

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  • Car Accident- Getting Insurance adjuster to pay chiropractor's bills and pain/suffering

    I am in the mist of negations with a insurance adjuster from progress and need some help. 1. We have reached an agreement on all of my medical bills but one- the chiropractor: - The original bill was around $5000. After much negotiation, I ha...

    Christopher’s Answer

    Trying to self negotiate a case with more than $5,000 in medical bills is sheer folly. You are going to get burned badly. That said just tell the chiro that is all they will pay for the bill. How much is progressive offering to pay on top of the medical bills for human damages?

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  • What should i do now?

    after being in a car accident a month ago and jumping through so many hoops with insurance companies we finally got down to the driver responsible. The driver works for john miles chevy dealer and was test driving a car i believe for trade in. He ...

    Christopher’s Answer

    So the easier path is to turn the insurance claim into your own collision coverage and have your own company go after the Chevy dealerships insurance. Alternatively you can send a certified letter to the Chevy dealership requesting the disclosure of their insurance carrier and go that route. Personally I would choose the first option.

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  • Purchased two jars of jelly and just discovered after eating one whole jar. they have mold in them. File suite against the store

    On 4/30/215 I was rushed to the emergency room by ambulance for severe nausea, high fever, tachycardia, and low oxygen. After the test were complete I was admitted. The physician clearly stated although test revealed I had an UTI, I was already be...

    Christopher’s Answer

    You need a stool culture to determine the type and strain of food poisoning and bring the jar in for testing as well to see if there is a match

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