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J. Jeffrey Williams
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J. Williams’s Legal Guides

20 total


  • DEALING WITH LAWSUITS: THE BASICS OF HOW LAWSUITS WORK IN GEORGIA

    Many people go into panic mode when they are served with a lawsuit by a deputy. Others just drive it from their mind, like a kid putting their head under the covers, and hope it will just go away. (It won’t.) Either way, when you get served, you need to take action sooner, rather than later.

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  • DEALING WITH DEBT COLLECTORS, PART 4: WHAT THEY CANNOT DO LEGALLY

    By Attorneys Jeff Patty Williams --Collectors CANNOT legally keep calling and writing you if you order them not to. All you need to do is send a certified letter, return receipt requested, in which you say, Please cease all further communication with me, pursuant to section ...

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  • DEALING WITH DEBT COLLECTORS, PART 3: DO’S AND DON’TS

    By Attorneys Jeff Patty Williams DO hire an experienced debt attorney if a law firm contacts you. It is best to never talk to a law firm that is attempting to collect a debt from you. DONT waste one minute talking with unreasonable, abusive, argumentative, or threatening col...

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  • DEALING WITH DEBT COLLECTORS, PART 2: COMMON TRICKS AND SHADY PRACTICES

    By Attorneys Jeff Patty Williams Some Collectors Sue For A Debt That Is Too Old To Collect Legally. Here in Georgia, six years after you first failed to pay, the debt is no longer collectable, as it is past the Statute of Limitations. So, some collectors just report the old...

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  • DEALING WITH DEBT COLLECTORS, PART 1: THE BASICS

    By Attorneys Jeff Patty Williams Dealing with debt collectors can be very stressful. Although some are very reasonable and play by the rules, many collectors employ low-wage telephone personnel who are paid on the basis of how much they can get out of you; hence, some can be v...

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  • WHY YOU MAY WISH TO FILE A "CHAPTER 20" BANKRUPTCY

    There is no such thing as a Chapter 20 bankruptcy in Federal law. However, in certain unusual cases, it may be advantageous for some people to file a Chapter 7 bankruptcy, then file a Chapter 13 immediately after the 7 is complete. This is informally called a Chapter 20 by some ...

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  • 3 KINDS OF BANKRUPTCY YOU PROBABLY NEVER HEARD OF: CHAPTER 9, CHAPTER 12, AND CHAPTER 15

    1. CHAPTER 9 BANKRUPTCY Chapter 9 is for cities and other municipalities. It is sometimes the only way out when there is serious utilities mismanagement, or when pusillanimous or just plain stupid politicians fritter away the peoples money on outrageously expensive pension pla...

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  • A SIMPLE EXPLANATION OF CHAPTER 11 BANKRUPTCY

    Chapter 11 bankruptcy is primarily for reorganizing the financial affairs of companies, to enable a business to continue to operate and hopefully become profitable when it finds that its debts are more than its income. It can be used for large and small corporations, partnership...

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  • A SIMPLE EXPLANATION OF CHAPTER 13 BANKRUPTCY

    To file a Chapter 13 bankruptcy, sometimes called personal reorganization or wage-earner bankruptcy, you must have some sort of regular income sufficient to cover your daily living expenses, not counting all your debt. Only individuals can file Chapter 13; corporations, LLCs, an...

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  • A SIMPLE EXPLANATION OF CHAPTER 7 BANKRUPTCY

    Chapter 7 Bankruptcy is often called liquidation bankruptcy or straight bankruptcy. An individual, a married couple, a partnership, a corporation, or an LLC may file under Chapter 7, which normally takes only about 4 months from start to finish. You can completely cancel most k...

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