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Steven Keary Floyd

Steven Floyd’s Answers

9 total

  • Can a minor be emancipated?

    If a minor wanted to get emancipated but she\he didn't have a job or their own place but a relative said she\he could move with them and they would help them find a job plus the minor is in school and have people that agrees that she\he should be ...

    Steven’s Answer

    It is certainly possible, but not a given. More information is needed than you have provided. I suggest the minor contact an attorney to discuss all the details of his/her situation.

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  • Can a 16yr old boy go to jail in georgia for having sex with a 12yr old girl.

    The boy is 16 and the girl is 12. They both live in georgia can the boy get locked up?

    Steven’s Answer

    In short, yes is the answer.

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  • How do I respong to a summons received for a collection lawsuit in Georgia?

    I received a civil summons for a credit card debt but I am unable to find out where I can get a form to answer the summons. What information do I need to include in my answer, so that a default judgement is not taken against me?

    Steven’s Answer

    An attorney cannot answer this question without knowing, among other things, what court the complaint is filed in, what the allegations against you are (to allege affirmative defenses), and when the complaint was served on you. You will have to speak directly to an attorney (and possibly pay the attorney for their advice) in order to get the answers you seek. Be very wary of anyone who would try to answer the questions you have asked without knowing the answers to the questions I have posed above. I recommend contacting a lawyer or lawyers and discussing with them whether they can serve as defense counsel on your behalf. Best of luck.

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  • How much time I have and how do I answer a Motion For Summary Judgment in Pima C.C. In Arizona?

    How much time I have and how do I answer a Motion For Summary Judgment in Pima C.C. In Arizona?

    Steven’s Answer

    Regarding how much time you have to respond, I am including a hyperlink for the rules of the Superior Courts in Arizona. However, you do not say what court you are in, so this may not be accurate. This should be a helpful starting point for you.

    http://weblinks.westlaw.com/result/default.aspx?cite=UUID(NB52FA13071-7911DAA16E8-D4AC7636430)&db=1000251&findtype=VQ&fn=_top&ifm=NotSet&pbc=4BF3FCBE&rlt=CLID_FQRLT3984312713125&rp=/Search/default.wl&rs=WEBL10.04&service=Find&spa=AZR-1000&sr=TC&vr=2.0

    I strongly encourage you to hire an attorney in your jurisdiction to assist you.

    *****NONE OF THIS IS LEGAL ADVICE AND CANNOT BE CONSTRUED AS SUCH. YOU NEED TO OBTAIN LEGAL ADVICE FROM AN ATTORNEY IN YOUR JURISDICTION*****

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  • Intrest rate on court judgement

    I won a court judgement in 2008, i am yet to recceive a cent. Can i charge 10% intrest monthly on the judgement. Is this legal in the state of Georgia?

    Steven’s Answer

    It depends. Under OCGA sec. 7-4-12 judgments in Georgia shall bear interest upon the principal amount recovered at the rate of 12 percent per year unless the judgment is rendered on a written contract or obligation providing for interest at a specified rate, in which case the judgment shall bear interest at the rate specified in such contract or obligation. So, you may charge 12 percent per year unless you obtained the judgment on a written contract or obligation which provided for a specific interest rate. In that case, you can charge the interest rate specified in the written contract or obligation.

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  • Can a creditor garnish social security retirement benefits for an unsecured debt?

    My husband and I are both unemployed, without likelihood of future employment. This circumstance has forced him to collect early Social Security, and that is currently our sole source of income. Can this money be seized by debt collectors. An e...

    Steven’s Answer

    Generally, Social Security benefits are exempt from execution, levy, attachment, garnishment, or other legal process, or from the operation of any bankruptcy or insolvency law.

    The following benefits are exceptions and subject to garnishment:

    (1) to the authority of the Secretary of the Treasury to make levies for the collection of delinquent Federal taxes and under certain circumstances delinquent child support payments; and

    (2) to garnishment or similar legal process brought by an individual to enforce a child support or alimony obligation.

    However, you should check with a lawyer in your state to make sure there are not some local laws that affect your situation. I cannot say with certainty that your social security cannot be garnished, but generally speaking it shouldn't be garnishable.

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  • What do you do when debt collectors call at 9:00 pm

    I got a call at 9:00 pm tonight. I answered the phone and dead silence. I kept saying hello no response. So I dialed the number back to see who is calling so late, it was a collection agency, but it was a recording saying they were closed. Wha...

    Steven’s Answer

    Under the FDCPA a debt collector must contact a debtor before "9 o'clock postmeridian." However, under specific state laws, this time may be different, so I do not know what your legal rights might be under state law.

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  • How do I contact the Dept of Defense to resolve a debt?

    I have an entry on my credit report from the DOD.

    Steven’s Answer

    It depends on what branch of the DOD you are trying to contact. You can visit the main DOD website 'contact us' page at http://www.defense.gov/landing/comment.aspx. It has links to the various departments that you can link to for their contact information.

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  • How can I find a reputable lawyer to defend me in court (Phila. PA) against a collections agency?

    I am being sued by Commonwealth Collection Agency (Phillips and Cohen) through the law offices of Morris & Adelman. Original debtor was Chase which was written off by them June, 2006. My last payment to Chase was 10/26/2005. Commonwealth Finaci...

    Steven’s Answer

    Search your state's bar membership directory or contact your state bar directly to see if they refer potential clients to attorneys. If so, ask if they know of any debt collection defense attorneys who might be able to represent you. Also, you might go to the naca.net website and search for an attorney on there that might be able to defend you in such a matter.

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