You need to look at your bylaws and there is usually a process and procedure to follow if you have a grievance and sometimes its pretty short and usually quite specific - You may also have recourse against the neighbor for negligence and you may have a claim under your own insurance policy. Look at all your options.
Before any bank can garnish, they have to get a judgment and the earliest any judgment can be entered is 45 days because you get 15 days grace period. Moreover, often times the court will require a hearing on damages. If you have a loan with the bank, the bank may have the right to offset any money in your accounts if you are in default of the loan without even having to sue. I suggest you file an insurance claim for the damage to the house, hire an attorney to answer the lawsuit and get all of...
Initially, you cannot stop payment of rent. You can utilize what is called repair and deduct. If you can show that you have give the Landlord opportunities to fix the issue and they have not, you can fix the problem yourself (hire someone), and submit the receipt plus the balance of the rent due for that month (assuming you can afford the fix and its not too expensive). You can sue for breach of the lease as well as another option. Leaving and claiming that the property is untenable is a very...
If you want to settle the debts, i would get proof that the party that wants the money actually owns the debt so you do not have someone else come back later and try to collect. You can either ask for written documentation of the debt ownership or get an indemnity agreement from the party you pay that they will indemnify you in the event someone else comes after you for the same debt. You can ask for the creditor to remove the item but they may not do that or want to do that. I
It would seem that you did not inspect the property in advance, but that should not allow the landlord to deliver a property that you cannot live in. Send a demand letter asking to cancel the lease and refund the money. If the landlord refuses to do so, consider contacting an attorney to file suit. If the place is not safe or healthy I suggest you do not move in.
I do not think you can just break the lease on these fact. However I think you need to send a certified letter and detail all the issues. You can exercise many rights as a tenant which are too involved to get into in this short answer. If the Landlord does not respond to your demand letter then seek an attorney to help you and try to get a mutual termination of the lease.
If you filed a lawsuit and now want to add another party you need to file a motion to do so. Then you have to serve the new party. The original defendant can object to your motion to add however. If the court never allowed you to add the new party, I do not think they have to answer. However I suspect they may do so out an abundance of caution.