If you want to settle the debts, i would get proof that the party that wants the money actually owns the debt so you do not have someone else come back later and try to collect. You can either ask for written documentation of the debt ownership or get an indemnity agreement from the party you pay that they will indemnify you in the event someone else comes after you for the same debt. You can ask for the creditor to remove the item but they may not do that or want to do that. I
If they file tomorrow you would have 7 days to answer and then it may take a week or two to get on a calender. However, if you paid 1/2 and they accepted I think it would be hard for the landlord to evict you. Also, some counties do not hold dispossessory hearings in December due to the holidays and not wanting to evict some people around that time. Most likely you can make it through the year, but no guarantees
I think any attorney may want to see the entire agreement. However, I would say that if you wanted to pursue litigation in ATL you could give it a shot because it is arguable that the language above is not a specific and clear agreement to arbitrate. Its certainly worth a shot to sue here and see if you can "rope them into" an answer and submission to jurisdiction as opposing to just going right to Denmark to arbitrate.
Send written notice to the L and explain the situation and demand that it be fixed. You may want to find out the cost to rid the mold and use your right to repair and deduct. You could claim constructive eviction to get out from the lease but that is a very high standard. In any event see if you L will do a mutual termination, move out and move on.
You have 7 days from service to answer. File an answer, when you get to court they usually send it out to mediation where you can show the L that you paid the rent. If you cannot settle, show your proof to the judge. If you lose file an appeal. Bring all your proof to court
I have cut and pasted a code section that anyone hardly uses but seems like it may be appropriate for you
.§ 15-10-46. Ordering deferred partial payment of judgment
(a) When the judgment is to be rendered and the party against whom it is to be entered requests it, the judge shall inquire fully into the earnings and financial status of such party and shall have full discretionary power to stay the entry of judgment, to stay execution, and to order partial payments in such amounts,...
I think most attorneys need to know exactly what the lien is all about to decide if its valid and how an AL Judge and burden property in Georgia. If you post more information, maybe someone can help you