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James Bourbon Roberts

James Roberts’s Answers

5 total

  • What kind of lawyer should I get advice from?

    I'm facing forecllosure on 2 properties and don't know if I would be better off to shortsale, let it forclose or file bankruptcy. One of the loans was a balloon note that was supposed to get refinanced and never did, and I believe bank cheated me ...

    James’s Answer

    You should talk to a foreclosure/bankruptcy attorney immediately. You can call your local bar association or try a well known lawyer in your area. Even if they do not practice in that area they likely can provide you a good referral.

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  • I own 2 properties, one I live in and the other is going into foreclosure. Can the mortgage company come after both?

    I tried renting my second home but have become unsuccessful and it is now going into foreclosure. It is underwater and I need to know if the bank sells the home for less than I owe, can they come after the home I live in? I am up to date on payme...

    James’s Answer

    The above answer is correct. They cannot attch the home you live in in the foreclosure case. They can however come after you for the deficiency. Many times attorneys do not pursue deficiency and in some states they can record the foreclosure sale quicker if there is no deficiency. It may alos affect bidding at the sheriff auction. You should speak to a foreclosure attorney in your area.

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  • How much will a simple will for a married couple cost? My husband want to will me our house and land should he pass before I.

    We are living in a mobile home that sits on 10 acre of land. My email address is tyressgarrett@yahoo.com

    James’s Answer

    A simple will should be available for a couple for $600 or less. Look for young attorneys. They generally have enough expertise for your needs and will be available for less money. Contact your local bar association.

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  • I talk bad about a friend once, and she found out, now shes threat me that she is going to sue me for that. Can she do that?

    I only said what I heard other people tell me about her. So from all the witnesses, that has seen her doing what she did. All i did was repeat it what i heard, to her cousin, that also said things about her. She found out from her cousin what i sa...

    James’s Answer

    What you said will have to be false and also harm her in some way. For example, lying about someone's business practices to potential clients would harm thier business and therefore be actionable. Normal gossip does not usually arise to an liabilty.

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  • Can you get an uncontested divorce in South Carolina if your house is in foreclosure?

    Have not filed yet. All other assets already divided, no children involved. Spouse moved out of state.

    James’s Answer

    An uncontested divorce is available no matter your financial situation. It will be improtant that you and your spouse have agreed upon how assets will be divided, this would also be true to debts and the bank will not stop its pursuit based upon the filing of a divorce.

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