William David Owens’s Answers

William David Owens

Raleigh Car / Auto Accident Lawyer.

Contributor Level 8
  1. I was hit in an auto accident by company owned vehicle.

    Answered 2 months ago.

    1. William David Owens
    2. John M. McCabe
    3. Timothy Shawn Howard
    4. Jeffrey Ira Schwimmer
    5. David Ian Schoen
    6. ···
    11 lawyer answers

    Short Answer: Lots of folks, including but NOT limited to 1) Rent-A-Center, 2) Rent-A-Center's driver, 3) your employer's worker's compensation carrier. Claims involving commercial insurance carriers can get quite complicated. Claims involving commercial insurance carriers and the interplay with worker's compensation claims (including N.C.G.S. 97-10.2(j)) are even more complicated. If you were injured, BEFORE you do anything else, I would strongly suggest sitting down with an experienced...

    10 lawyers agreed with this answer

  2. If I think I have a wrongful death suit; how would I go about finding a lawyer and would there be fees to be paid upfront?

    Answered over 2 years ago.

    1. William David Owens
    2. Cheryl K. David
    3. Mitchell Scott Sexner
    4. Christian K. Lassen II
    5. Marc Sean Hurd
    6. ···
    7 lawyer answers

    By definition, the death of a loved one is a tragic and traumatic experience. When the death is caused by the negligence of carelessness of another person, such as in a car wreck, the loss is magnified. In such a scenario, the family of the deceased person has a claim for Wrongful Death. No amount of money can fully compensate you for the life of a loved one. Under North Carolina law, the Estate may bring any claim for monetary damages that the deceased party would have been able to pursue...

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  3. My medical insurance paid bills for an accident caused by someone else

    Answered over 1 year ago.

    1. William David Owens
    2. Christian K. Lassen II
    3. Jayson Lutzky
    3 lawyer answers

    In deciding how to proceed, you need to consider several factors, including but not limited to: How much did your health insurance pay? How much did the medical provider “adjust” or write off, as part of their contractual relationship with your health insurance company? Does your health insurance company have a right of subrogation to recover (from you) the monies they’ve paid to the medical provider on your behalf? If your company sent you a form as mentioned above, they are fishing for info...

    8 lawyers agreed with this answer

  4. I was in a MVA a while ago - hired a PI atty - driver was drunk, driving someoneelses commercial pick-up

    Answered 10 months ago.

    1. William David Owens
    2. Christian K. Lassen II
    3. Jeffrey Mark Adams
    4. Charles William Hinnant III
    5. William K. Sanders
    6. ···
    7 lawyer answers

    Most policies in NC are sold in increments of $30K, $50K, $100K, $250K, $300K, $500K, $1mill+. As such, a $40K policy limit would be odd in NC. There may very likely be other reasonable explanations for a $40K offer (multiple plaintiff’s with significant injuries, etc). Either way, if you’ve got $100K in UIM, you have at least that much coverage (if there is indeed limited coverage for the defendant). You may be covered under multiple UIM (underinsured motorist) policies. Your attorney can...

    7 lawyers agreed with this answer

  5. How do I Calculate the Diminished value of my Car after accident? I live in North Carolina

    Answered about 1 month ago.

    1. William David Owens
    2. Christian K. Lassen II
    3. Joseph Peyton Tunstall III
    4. William J. Wickward Jr.
    5. David Ian Schoen
    5 lawyer answers

    The language below is a portion of the Pattern Jury Instructions that Judge would read to the jury in a trial of a case involving a Diminished Value Claim: N.C.P.I. MV 106.62 Property Damages - Diminution in Market Value: "The plaintiff's actual property damages are equal to the difference between the fair market value of the property immediately before it was damaged and its fair market value immediately after it was damaged. The fair market value of any property is the amount which...

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  6. I was rear ended with the other driver going 55 mph. Totaled my 2009 Nissan. I had no broken bones but I was beat and banged up.

    Answered over 1 year ago.

    1. Bradley A. Coxe
    2. Sheldon S Saints
    3. William David Owens
    4. Timothy Shawn Howard
    5. Kevin Coluccio
    6. ···
    7 lawyer answers

    This may sound a little strong, but you really need to speak with an attorney (not just on the internet, but in person) BEFORE you speak any further with this insurance adjuster. In exchange for their "settlement", you will be asked to sign a "Release" which releases the insurance company from further liability arising out of this incident. In other words, you only get "one bite at the apple". Once you've setttled the case, it is settled for forever. As such, if you discover months down the...

    6 lawyers agreed with this answer

  7. Car wreck while 8 months pregnant. 5 year old and 1 year old in car also. car totaled and im left helpless?

    Answered about 2 years ago.

    1. Timothy Lawrence Van Eman
    2. William David Owens
    3. Christian K. Lassen II
    4. Lars A. Lundeen
    4 lawyer answers

    No this is NOT correct. The other driver's automobile liability insurance company is responsible for paying the cost of medical treatment for injuries that were caused by the collision (in addition to other damages such as lost wages, pain & suffering, etc...). Even if health insurance has paid for the medical treatment, you can recover the value of the medical treatment rendered. By statute, the value is predetermined to be whatever amount was paid by the health insurance company for the...

    6 lawyers agreed with this answer

  8. Question, if a motorist drives his vehicle on my property and destroys a brick wall, leave his tire prints in my yard,

    Answered 2 months ago.

    1. R. Alfred Patrick
    2. William David Owens
    3. John L. Schroeder
    4. David Ian Schoen
    5. Sean Cleary
    6. ···
    8 lawyer answers

    Yes, the standard auto policy contains liability coverage for property damage. In most car wreck cases, this coverage would be invoked to make repairs to damaged vehicles; however, it is also broad enough to cover damage to other personal property, such as "fixtures" on your property (like a brick wall), or even your house, or utility poles, guardrails, etc, etc, etc. Simply call the driver's insurance company and make a claim. You'll need to get estimates for repairs and provide the...

    5 lawyers agreed with this answer

  9. I was in an accident 09/21/12 my health ins paid the emergency room bill? Will this effect what the at fault party pays out?

    Answered over 1 year ago.

    1. John Locke Milholland IV
    2. Michael Scott Rothrock
    3. David J. McCormick
    4. William David Owens
    5. Christian K. Lassen II
    6. ···
    7 lawyer answers

    You mention a total of $7,586 in medical bills. Does this include the ER bill? How much was the ER bill? How much did your health insurance pay? How much did the hospital “adjust” or write off, as part of their contractual relationship with your health insurance company? Does your health insurance company have a right of subrogation to recover (from you) the monies they’ve paid to the hospital on your behalf? Does the $7,586 figure include diagnostic/radiographic testing? How much? What...

    5 lawyers agreed with this answer

  10. I fell at a Walmart store over a section of equipment left in the walkway in the outisde materials dept.., They have video ..

    Answered over 1 year ago.

    1. Timothy Shawn Howard
    2. John Locke Milholland IV
    3. William David Owens
    4. Timothy Leo Bowden
    5. Christian K. Lassen II
    6. ···
    6 lawyer answers

    Under no circumstances should you give a recorded statement to Walmart prior to consulting with an experienced premises liaibility/slip & fall attorney in your area. Under NC law, you are not entitled to recover your medical expenses (and other damages) just because you got injured on their property. You must first prove that the property owner was "negligent" in the manner in which they maintained their premises. BIGGER PROBLEM: In North Carolina, if the evidence shows that at reasonable...

    5 lawyers agreed with this answer