Pamela Faye Trachtman-Allen’s Answers

Pamela Faye Trachtman-Allen

Virginia Beach Chapter 7 Bankruptcy Attorney.

Contributor Level 4
  1. Am I able to file an amended Schedule or Statement of Financial Affairs after filing a Chapter 7 Voluntary Petition?

    Answered over 1 year ago.

    1. William Asa Grafton
    2. Dorothy G Bunce
    3. Pamela Faye Trachtman-Allen
    4. Robert Michael Fox
    4 lawyer answers

    It depends on the district in which you filed your petition. Each district has local rules that will address the subject of amending your petition. In the Eastern District of Virginia, you must only amend and sign the schedules/information that you are changing, not the entire petition.

    3 lawyers agreed with this answer

    1 person marked this answer as helpful

  2. Are these funds part of the bankruptcy proceedings?

    Answered 4 months ago.

    1. Bruce C Truesdale
    2. Michael Christopher Burr
    3. Matthew Scott Berkus
    4. Pamela Faye Trachtman-Allen
    5. Derek R. Caldwell
    6. ···
    6 lawyer answers

    Yes, potentially. It will depend on the type of creditor you would be classified as. If you are a priority creditor, then it would not constitute preferential treatment. If you are a general, unsecured creditor, you would need to give back the funds and they would need to be disbursed equally to all of the general unsecured creditors by the Trustee.

    3 lawyers agreed with this answer

  3. I have three credit cards with Bank of America which I want to discharge in Bankruptcy Chapter 7.

    Answered over 1 year ago.

    1. Carrie Elizabeth Hurtik
    2. Carolyn J Olson
    3. Diane L Gruber
    4. Brian Crozier Whitaker
    5. Pamela Faye Trachtman-Allen
    5 lawyer answers

    If there are different account numbers for each card, then they each need to be listed in Schedule F of your petition. Look on your statements from Bank of America and each different address for each account needs to be listed in your creditor matrix.

    3 lawyers agreed with this answer

  4. Financial institution refused to lower my payments or make other offer.

    Answered 4 months ago.

    1. Benjamin John Upton
    2. Pamela Faye Trachtman-Allen
    3. Shaye Larkin
    3 lawyer answers

    My advice is to seek counsel for bankruptcy. Since the creditors are under no obligation to work with you, they will likely file for judgments in the upcoming months. Since your only income in SSI, they cannot garnish and keep the funds, but it may be up to you to bring that fact to the Court's attention. I would get ahead of the problem by possibly filing a Chapter 7, before it comes to one or multiple pending garnishments.

    1 lawyer agreed with this answer

  5. The EDD levied our bank account even though all back taxes were paid

    Answered 4 months ago.

    1. Pamela Faye Trachtman-Allen
    2. Bruce Givner
    3. Betty Jean Williams
    3 lawyer answers

    What state are you in? In some states, you may file the equivalent of a homestead deed, which can get you back garnished or levied funds. I would look into this, as it is a fast solution, since it usually only needs to be filed in the city or county that you live in.

    2 lawyers agreed with this answer

  6. I get childcare, healthcare, and WIC. can i still be garnished if the garnishment was in effect before being eligible?

    Answered 8 months ago.

    1. Joseph Ryan
    2. Brett D Weiss
    3. Pamela Faye Trachtman-Allen
    4. Robert J Adams Jr.
    4 lawyer answers

    Garnishments can be taken from your pay or a bank account and have nothing to do with government benefits. Your funds may be protected, depending on their source. If you only receive public assistance income or Social Security Income, then that can not be garnished.

    2 lawyers agreed with this answer

  7. What is the best way to negotiate a warrant in debt ? I am a resident of Virginia.

    Answered over 1 year ago.

    1. Andrew Russell Page
    2. Pamela Faye Trachtman-Allen
    2 lawyer answers

    You have a couple different options. First, you can go to the hearing and ask for a continuation in order for you to obtain counsel. That will likely give you at least 30 days to seek the advice of an attorney. You can also choose not to go to the hearing and allow the creditor to get a judgment for the debt. If it is a valid debt and the creditor can show that you owe it, they will get the judgment eventually. In order for them to collect from the judgment, the creditor will have to file...

  8. I wanted to know if it says I was awarded a judgment and I haven't received it how and what do I need to do to collect it

    Answered 8 months ago.

    1. Scott A Macleod
    2. Pamela Faye Trachtman-Allen
    2 lawyer answers

    You will need to take some further action to collect the debt that was awarded in the judgment. You can file a garnishment to collect the funds from their paycheck or a bank account. You may want to contact a civil or creditor's attorney to assist you in filing the action.

    1 lawyer agreed with this answer

  9. Can I keep 2 cars while filing chapter 7, one is under my name as loan and one i gifted to my husband as a wedding gift?

    Answered over 1 year ago.

    1. Rex Tran
    2. Robert E. Vosburg
    3. Dorothy G Bunce
    4. Navid Kohan
    5. Pamela Faye Trachtman-Allen
    5 lawyer answers

    What can be protected from the Trustee in a Chapter 7 case depends on whwther you can claim your state or federal exemptions. Each state has different requirements in order to take their exemptions and some let you choose to take federal exemptions. This will be based on whether you meet the state's residency requirements.

    1 lawyer agreed with this answer