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Thomas J. Maronick Jr
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Thomas Maronick’s Legal Guides

223 total


  • What is a debt settlement program (or debt workout program)?

    What is a debt settlement program (or debt workout program)?

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  • Do credit card debt settlements need to be made all at once to achieve debt elimination?

    Do credit card debt settlements need to be made all at once to achieve debt elimination?

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  • What if I get many offers from a credit card company? When do I accept an offer as a viable debt elimination solution?

    What if I get many offers from a credit card company? When do I accept an offer as a viable debt elimination solution?

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  • Who do I pay to get out of my credit card debt and when do I pay it?

    Who do I pay to get out of my credit card debt and when do I pay it?

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  • Should I save credit card debt settlement funds alone, or allow the debt management firm to keep them in escrow for me?

    Should I save credit card debt settlement funds alone, or allow the debt management firm to keep them in escrow for me?

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  • How can I tell whether a debt settlement program is the best way for me to get out of debt?

    How can I tell whether a debt settlement program is the best way for me to get out of debt?

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  • What is a debt relief agency?

    What is a debt relief agency?

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  • If I am sued by a creditor, will I be automatically liable for the debt if I do not dispute its validity?

    If I am sued by a creditor, will I be automatically liable for the debt if I do not dispute its validity?

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  • Can entering a debt settlement program stop creditor lawsuits the way filing for bankruptcy can?

    Can entering a debt settlement program stop creditor lawsuits the way filing for bankruptcy can?

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  • How much will a typical credit card company or debt collector accept to pay off the debt?

    How much will a typical credit card company or debt collector accept to pay off the debt?

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