Robinson Sean Rowe’s Answers

Robinson Sean Rowe

Rockville Litigation Lawyer.

Contributor Level 8
  1. I will be filling for bankrutcy i have a car and car loan and will put them on the list of creditors can i keep my car

    Answered almost 2 years ago.

    1. Joseph Wrobel
    2. Daniel Mark Press
    3. Anthony Matthew Vassallo
    4. Marc Robert Kivitz
    5. Robinson Sean Rowe
    5 lawyer answers

    Yes. Please make sure your lawyer verifies the numbers with you at the time of preparing your bankruptcy documents.

  2. Statue of Limitations on a PayDay loan from 2003

    Answered almost 2 years ago.

    1. Robinson Sean Rowe
    1 lawyer answer

    Generally, the Statute of Limitations is 3yrs, but there are nuances to that rule. Harassment is NEVER okay, and under the FDCPA, you are entitled to $. You really may have a great case against CCR. Please feel free to contact for a free consultation.

  3. The debt buyer suing me has a signed affidavit providing only an excel spreadsheet with account numbers. Is this proper records?

    Answered almost 2 years ago.

    1. Timothy Alan Coe
    2. Robinson Sean Rowe
    2 lawyer answers

    Evidence of debt (contract) and Sufficiency of proof (by affidavit) are legitimate issues - also look at the statute of limitations. Sometimes, they've violated other collection laws by harassing debtors etc. There are a lot of ways to litigate against debt purchasers.

  4. The debt buyer suing me has a signed affidavit providing only an excel spreadsheet with account numbers. Is this proper records?

    Answered almost 2 years ago.

    1. Robinson Sean Rowe
    2. Lucius James Wallace
    2 lawyer answers

    You do have a great issue for litigation in Maryland. The bottom line is your answer rests in the types of affidavits and attachments relied upon, in addition to other documents that often accompany a debt buyer's purchase. Sorry, no solid answer for you, but you really do have a case where you need to consulte with an attorney.

  5. Our home sale just fell through on our upside down mortgage. We've moved to a rental. What could the bank seize in a short sale?

    Answered almost 2 years ago.

    1. Robinson Sean Rowe
    2. Mark William Oakley
    2 lawyer answers

    Yes, you NEED to start thinking DEFENSE. Try to short sale the house - and hope that the lender either agrees to forgive the overrage or does not pursue it. If the attempt to pursue this debt, look into bankruptcy to protect your retirement funds and what assets you can shield in bankruptcy.

  6. Hello. I am trying to get a default judgement vacated in the state of Maryland for medical bills I am not sure are actully mine

    Answered almost 2 years ago.

    1. Mark William Oakley
    2. LaVonne Octavia Torrence
    3. Robinson Sean Rowe
    3 lawyer answers

    If you were never served, check the records to see if they were there was "service by posting or publication". If not, check the court file for the affidavit of service. Use that false affidavit to vacate the judgment - sue the process server for damages. What was the date of medical treatment?

  7. If a house has been sold with a lien on it, who should I go after?

    Answered almost 2 years ago.

    1. Thomas C Valkenet
    2. Robinson Sean Rowe
    3. Lawrence Roger Holzman
    3 lawyer answers

    Judgment liens are only effective against real property in the county where judgment has been entered. The only way to place a lien on property out-of-county is to enroll it by filing it with that county court's clerk. The first issues is whether or not you have a valid lien on property. The second issue, would be that an administrator of the estate should have cleared all debts prior to distribution of assets... when a property is transferred, an abstract automatically runs a lien AND...

  8. Can my apartment refuse to pay a towing bill they verbally agreed to pay?

    Answered almost 2 years ago.

    1. Monty N Yolles
    2. Robinson Sean Rowe
    2 lawyer answers

    No, they cannot refuse to pay it. If you relied on their statements to your detriment, it is their responsibility. To take it a step further, you can even sue the complex itself for hiring workers who were negligent in their duty (the lease agent owes you a duty of care to either PROPERLY inform you of move-in information... or not offer it at all). In reality, this would all be overkill for a few hundred bucks - which may not be worth your time. But if you want to pursue this, this is...

  9. I need to stop a foreclosure sale for September 14, 2012. How can I stop this.

    Answered almost 2 years ago.

    1. Daniel Mark Press
    2. Robert A. Stumpf
    3. Marc Robert Kivitz
    4. Robinson Sean Rowe
    5. Lawrence Roger Holzman
    5 lawyer answers

    Yes. A chpt.13 would be a good idea. It will stop the foreclosure, give you some room to negotiate and explore other options, and possibly help you catch up on the arrearage.

  10. At what point can a landlord stop collecting the rent on a foreclosed property?

    Answered almost 2 years ago.

    1. Mark William Oakley
    2. Robinson Sean Rowe
    3. Steven Anderson Leahy
    3 lawyer answers

    It is AFTER the ratification. The new purchaser after ratification is entitled to the rents proceeds.