Robinson Sean Rowe’s Answers

Robinson Sean Rowe

Rockville Litigation Lawyer.

Contributor Level 8
  1. My ex-husband is filing bankruptcy and letting the house go. I am on the title, not the mortgage, can they come after me?

    Answered almost 2 years ago.

    1. Robinson Sean Rowe
    2. Marc Gregory Wagman
    2 lawyer answers

    No - they cannot come after you for any monetary responsibility. The NOTE is the only thing that obligates you to pay money to the lenders.

    1 person marked this answer as helpful

  2. I want to ask a bout a personal gurantee issue

    Answered almost 2 years ago.

    1. Robinson Sean Rowe
    2. Michael J Corbin
    2 lawyer answers

    Unfortunately, the creditor can pursue any guarantor. The person being sued/garnished should typically include the other liable parties in this case for "contribution" toward the debt.

    1 person marked this answer as helpful

  3. Do I have a case against Bank Of America for negligence?

    Answered almost 2 years ago.

    1. Robinson Sean Rowe
    2. Mark William Oakley
    2 lawyer answers

    What was your goal? (shortsell the house and reduce credit damage?). Whether its a shortsale or loan mod, has your property lost so much value that the negotiators are not releasing the sale? Or is it a second loan issue? If you provide just a little more information, I will be able to point you in the right direction. However, it does seem that you might as well stay in the house (for free) until some resolution or foreclosure has been finalized. If your credit is damaged...

    1 person marked this answer as helpful

  4. Affidavit Judgment - Possible Garnishment

    Answered over 1 year ago.

    1. Jeffrey P Nesson
    2. Robinson Sean Rowe
    3. Alan D. Walton
    4. Susan Schmeidler Blum
    4 lawyer answers

    You should have filed for bankruptcy while you were unemployed. That being said, you may still qualify for bankruptcy chapter 7 if you have dependents etc. $9k is a significant portion of your income. I would recommend discussing (with an attorney), debt negotiations or bankruptcy Chp. 13. These options will both allow you to maintain your necessary day-to-day living income, while dealing with your outstanding debts.

  5. On probation for a misdeneanor theft and seperately have a civil judgement for unpaid credit card can they violate me for not pa

    Answered over 1 year ago.

    1. Daniel C Carroll
    2. Mark William Oakley
    3. Robinson Sean Rowe
    3 lawyer answers

    No, unless restitution was also made a part of your disposition on the criminal matter. If that is the case, you can be violated, and you will probably be dealing with central collections.

  6. Does a debt collector who sends you a certified letter have to let you know who it is from?

    Answered over 1 year ago.

    1. Daniel C Carroll
    2. Robinson Sean Rowe
    3. David Raymond Mahood
    3 lawyer answers

    No they do not. Debt Collectors can often be entities/people who purchase debt from the original lender for a discount and try to collect. Along those lines, all you need to know is the return address on that certified letter.

  7. Is a quit claim deed the proper method to execute a transfer of property?

    Answered over 1 year ago.

    1. Ian Thomas Valkenet
    2. Robinson Sean Rowe
    2 lawyer answers

    Even if the ex signs a quit claim deed, he will not be taken off of the note. However, as long as his name is taken off before an liens are recorded, your future interest will be protected.

  8. How much is cost for lawyer to go to civil lawsuit hearing?

    Answered over 1 year ago.

    1. Mark William Oakley
    2. Cameron Niakan
    3. Robinson Sean Rowe
    3 lawyer answers

    What is the lawsuit about? If you're talking interest, is this a credit card?

  9. Alleged debt dismissed with prejudice, creditor still pursuing; reported on credit report

    Answered over 1 year ago.

    1. Robinson Sean Rowe
    1 lawyer answer

    You may have a great FDCPA case, be sure to contact an attorney. You could waste a lot of time trying to clear this up on your own, but I would recommend filing a suit. An attorney may be able to win money damages AND get this cleared up for you all at once.

  10. HOW DO I COLLECT MONEY AFTER A JUDGEMENT WHEN THE DEFENDANT IS ON SSI

    Answered over 1 year ago.

    1. Robert Franklin Dean
    2. Matthew Michael Loker
    3. Robinson Sean Rowe
    4. Michael A. Goldstein
    4 lawyer answers

    You'll need to run an asset search for other items of value. SSI cannot be garnished. Unfortunately, this person may be judgment proof, but do the minimal due diligence in case they have separate savings etc.