Even though payday loans are suspect in maryland, that doesn't get you around the issue of "unjust enrichment". Just because the loan itself was illegal, you still don't get a windfall. Contact an attorney, and they will be able to work this out for you.
If the QCD was filed in the land records, there is no way this man would've rec'd a loan - or placed any type of lien against the property.
The owners should file a declaratory judgment to remove the lien from chain of title.
You should should contact an attorney that handles fdcpa matters. First, if collections abuse has not occurred, you will not have actions against collectors. Second, if you have been denied credit b/c of this bad rating, you have to make the proper filings with the credit reporting agencies to have this removed from your record. Only then, can you look toward viable legal action to have this corrected.
generally, yes. you would be liable to a judge ordered award of attorney fees and court costs.
how old is the debt? when did you make your last payment? have collection companies harassed you in the meantime?
You should hire an attorney to begin the steps of enforcing the judgment. If your husband is in total disregard for the order, your costs are likely to be awarded by the court.
Are both of you on the mortgage note? That poses another issue of sale... and ultimately whether or not a court can order somebody to give up possession of an asset he is legally obligated to pay.
Hire an attorney right away. This is a tangled mess, but a good lawyer will be able to get you through this and...
WF cannot pursue you for any discharged debt. If they do, make sure you sue them for violation of discharge and for FDCPA violations.
*Even if you are discharged, remember that you are still on title so you are liable for new hoa fees, continuing owner liability, insurance etc. This is a great incentive to get this property out of your name asap.