This a huge losing battle, and you will probably end up paying for it in the end. Be very careful. The HOA should have a board, and it is up to those members of the elected board to enforce rules. You're complaint needs to be dealt with by the board. The elected members are typically held-harmless. So you either have to join the board to make this change, or vote for members who have your interests in mind.
The answer is very specific to your contract - but a general management agreement only entitles one to payment upon delivery of renter. Look for foreclosure options as opposed to simply letting the property go. It may be easier on your credit.
Some of this scenario requires information on the type of ownership you hold. But generally, when you mother passes, the property will pass to you and your brother... unless there are specific instructions, it will pass 50/50.
If he doesn't want to sell, you have to file an action for partition of property or sale in lieu. The court will order either that he buy out your interest or the house be sold and the proceeds shared.
Short Answer: After bankruptcy discharge, you are still responsible for the HOA fees (accrued after filing bankruptcy) because that is a new debt. If you continued using the water, any water bill is also a new debt incurred after filing bankruptcy so you will have to pay that as well.
Long Answer: If you are letting this house go anyway, these problems are often manageable through a shortsale process, where you can often end up receiving money to sell the house. If your name is still on...
You are most likely protected by your bankruptcy for any debt (not even counting that you've paid this debt off).
The debt collector is violating every aspect of consumer debt protection law. You should contact an attorney asap to exercise your rights. You have a great case against them. Recently, the FTC fined a company called Expert Global Solutions in the amount of $3.2 Million for similar behavior. Not saying that's what you'll get, but just as an example of the penalties that...
Going through a short sale on the first may allow you to keep the second home - because you may be able to negotiate forgiveness of the remaining debt on the first house, or something else that will avoid the lender obtaining a judgment against you. If they pursue a judgment, they can attache it to your second.
This is likely a very easy small claims action . File the one page paper work, attach proof of payment along with your signed affidavit. The District Court has those documents online - see the below link: