You cannot get a "fair" settlement from an insurance company without representation. The reason is that without counsel you do not present a credible threat of litigation. So, you can get a settlement fast -- but not a fair one.
There are other reasons that speed will not work in your favor right now --- the biggest thing is that your husband hasnt even finished treating yet -- what if he winds up needing a surgery etc?
The collision and the negligence that caused it should really...
You may want to have separate counsel b/c there could be claims that you have against the driver that need to be explored, and that would mean that the driver's attorney could not assist you. Plus, the reality is that when the adjuster is talking to the lawyer who represents more than one client there is always the possibility that the adjuster is able to minimize the joint payout in total.
You should contact an attorney before you decide which way to go.
You need to contact an attorney ASAP about your matter. There may be times when you can pursue our own claim in an auto case, but in a circumstance where there are bad permanent injuries you just can't succeed in getting appropriate compensation without an attorney -- because you present no credible threat to the insurance carrier that you will bring suit and win big damages.
You also need to move fast because the statute of limitations may be ready to expire shortly and then your claims...
My advice is that you readily agree to pay -- but have them send you the estimate, and get them to sign a release in return for your certified check. You may want to talk to an attorney to make sure you get the release done correctly. As far as the sheriff goes, do not let your child talk to anyone else about this issue. You may want to contact an attorney comfortable with juvenile justice matters for details.
Well at least theoretically, the owner of the car committed an offense (parked and unattended with keys in ignition and car running) if that can be proven. So, she would theoretically be liable. In theory you may have claims against the police (but there are reasons why that is tough) -- and obviously the guy who stole the car (if he just happens to have a car insurance policy somewhere it would cover -- that's just unlikely). And, if all that fails, then you have coverage for "uninsured...
A "settlement" is by definition a resolution of ALL claims, including your claims for your pain and suffering, any long-term care, your medical expenses and your attorneys' fees. In a contingent fee auto negligence case it is always the case that the total amount will be first subject to whatever contingent fee you have negotiated with your attorney. Then, the expenses come out to pay costs of litigation etc if any, then medical expenses to the doctors. In theory the settlement number...
It is NOT too late! This happens all the time. Call right away and get the Ball rolling with an attorney who really knows how to do this stuff.
I'd be happy to chat about your options. Just give me a ring.
THE JOLZMAN LAW FIRM LLC
URGENT -- generally speaking, if you wait more than 3 years after the date of the accident in either Maryland or the District of Columbia you lose ALL of your rights to pursue the claim. I think you may have misunderstood what they are saying to you. You MUST file suit before the 3 year deadline runs or your will not be able to file suit.
There is no legal deadline on "settlement" -- the parties can always agree to resolve a case. But if you wait past the 3 year mark, nobody will be...
This is horrible. I wrote a law review memo about that type of scenario years ago on Maryland law covering that exact subject. It can be very fact specific. It's chest my a breach. Contact an attorney who knows about this stuff right away.
You should move quickly. Your attorney can probably check on-line and find out about your hearing date etc even before you get it it in the mail. In fact, you can do that yourself as well by checking at http://casesearch.courts.state.md.us/inquiry/inquiry-index.jsp. As others have mentioned, make sure that someone picks up the mail for you at your address so that you are double sure that you know the court date.
If you have not been in trouble, there is a fair chance that you can avoid...