Joseph A Mullaney III’s Answers

Joseph A Mullaney III

Media Debt Settlement Attorney.

Contributor Level 12
  1. I had a bank levy executed on my bank account, they took unemployment, I thought that was illegal?

    Answered over 2 years ago.

    1. Joseph A Mullaney III
    2. Stuart M Nachbar
    2 lawyer answers

    Generally, unemployment compensation awarded in New Jersey is exempt from garnishment or levy. N.J.S.A. 43:21-15(c) says: "No assignment of benefits; exemptions. Any assignment, pledge, or encumbrance of any right to benefits which are or may become due or payable under this chapter shall be void; and such rights to benefits ** shall be exempt from levy, execution, attachment, or any other remedy ** whatsoever provided for the collection of debt; and benefits received by any individual,...

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  2. Please help. Quit claim deed.

    Answered about 1 year ago.

    1. Joseph A Mullaney III
    2. Karina Pia Lucid Esq.
    3. Shaye Larkin
    3 lawyer answers

    Generally, when a debtor hides, conceals, transfers, secretes, conveys, or sells for less than fair market value any asset to another person for the purpose of evading creditors, that debtor may be liable for fraudulent conveyance. If it was as easy as quit-claiming a deed to this person or giving away an asset to that person or putting an asset in this here hole, then no one would have to repay his or her debts. See the New Jersey Uniform Fraudulent Transfer Act, N.J.S.A. § 25:2, et seq....

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  3. Will bankruptcy free me of a judgement as the result of a civil suit?

    Answered over 2 years ago.

    1. Joseph A Mullaney III
    2. Dorothy G Bunce
    2 lawyer answers

    Generally, bankruptcy may permit one to discharge (get rid of) personal liability for a judgment based in unpaid rent. A bankruptcy should immediately stop the wage garnishment and may even recover (get back) the last few months of wages taken. Unpaid rent judgments may receive special treatment for wage garnishment purposes in Pennsylvania. (Generally, debts reduced to judgments in PA are *not* subject to wage garnishment. There are notable exceptions, and unpaid rent judgments can be...

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  4. Permanently Disabled

    Answered about 1 year ago.

    1. Michael T Warshaw
    2. Joseph A Mullaney III
    3. D K Kevin Dugan
    4. Jeffrey W. Hightower Jr.
    4 lawyer answers

    There's no such thing as "permanently disabled." The SSA may seek to review or re-certify a person receiving disability benefits. Moreover, there are many things a disabled person can do which results in losing disability benefits. Persons who have tricked themselves into believing they are "permanently disabled" are usually the first persons to lose their benefits through complacency and a false sense of entitlement.

    3 lawyers agreed with this answer

  5. What can I do

    Answered about 1 year ago.

    1. Lidia L. Alperovich
    2. Patrick X Amoresano
    3. Michael T Warshaw
    4. Joseph A Mullaney III
    5. Christopher J Basner
    6. ···
    7 lawyer answers

    "THEY SAID I DIDN'T HAVE TO TELL WELFARE BECAUSE IT WAS NOT EARNED INCOME" Generally, one has no business asking an insurance company for legal advice. Only licensed attorneys may dispense legal advice. It's highly doubtful and very unbelievable that an insurance company said one "didn't have to tell welfare" about annuity payments. Neither the welfare office nor the prosecutor's office will believe that in the absence of evidence to the contrary. Consult with a criminal defense...

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  6. I want to know if me an my fiancé can be charged with accounts of forgery and if we do not have a lawyer what are our consequenc

    Answered about 1 year ago.

    1. Joseph A Mullaney III
    2. Christopher J Basner
    3. John Thomas Doyle
    4. Eric M. Mark
    4 lawyer answers

    You need to inquire of a criminal defense attorney. I have changed the category accordingly so that you will have a better chance of responses.

    3 lawyers agreed with this answer

  7. I have large amount of debt after my divorce and finally after 4 years I'm getting back on my feet

    Answered about 1 year ago.

    1. Joseph A Mullaney III
    2. Christine B. Adams
    3. Shaye Larkin
    3 lawyer answers

    Generally, when a consumer obsesses about his or her credit report/score while having multiple defaults and judgments, that consumer is set up for failure. One should not resolve debt simply because it has an effect on credit reporting/scoring. One resolves debt to protect one's assets. Judgments are particularly destructive when wages are garnished, bank accounts levied, etc. To be subject to debt collection law firms and judgments makes the issue of credit reporting/scoring irrelevant....

    3 lawyers agreed with this answer

  8. Can I press legal or civil chargers against someone who catfish me online for 6 yrs?

    Answered about 1 year ago.

    1. Joseph A Mullaney III
    2. Jonathan R. Miller
    2 lawyer answers

    Generally, when a person assumes an online identity, he or she may do so as long as use of the assumed identity does not infringe on the rights of others. Persons have privacy rights including the right to his or her own publicity, image, and likeness. Misappropriating a person's identity can give rise to privacy torts (civil wrongs). To misappropriate someone's publicity, image, or likeness to perpetrate crimes, fraud, or financial deception may give rise to criminal liability. For...

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  9. Is domestic relations allowed to take a parents taxes when they claim their child?

    Answered about 1 year ago.

    1. Joseph A Mullaney III
    1 lawyer answer

    Generally, a state domestic relations agency is empowered to cause tax authorities to intercept a tax refunds. That is one way states ensure that parents who refuse to pay child support are forced to pay something. There may be an innocent spouse protection; however, that is between the innocent spouse and the refunding tax authority requiring legal advice. Alternatively, the innocent spouse could file a separate tax return to insulate his or her separate refund from a spouse who refuses...

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  10. I owed a debt to an ex-partner. Due to financial hardship she agreed to a settlement agreement forgiving the debt five years ago

    Answered over 1 year ago.

    1. Jonathan Stone
    2. Joseph A Mullaney III
    3. Gary D. Bollinger
    3 lawyer answers

    Generally, asking how a party can and should "prove" an item of fact can only generate a complicated answer too sophisticated for an anonymous forum. The Rules of Evidence are generally not understood by lay people. Generally, where a court is unable to resolve a fact, the matter is put before a jury or a fact finder. They decide who is telling the truth in a "he-said/she-said" circumstance.

    3 lawyers agreed with this answer