Generally, wage garnishment in Pennsylvania is not permitted on judgments issued by Pennsylvania courts barring a few exceptions. One exception is for unpaid rent reduced to a judgment.
Generally, a landlord must obtain a judgment for unpaid rent and then file a Petition to Attach Wages pursuant to 42 Pa.C.S.A. § 8127(a)(3.1). The statute, among other things, directes a prothonotary to enter a Rule to Show Cause requiring the tenant to respond within ten (10) days. After considering the...
Generally, one should not admit to her crimes on the internet. The internet is not anonymous so statements made against one's interest can come back to haunt.
Generally, one cannot enter a conspiracy to defraud a bank and then when the conspiracy fails claim "I didn't do it/my co-conspirators did."
You should get an attorney. Now.
Generally, when a person pays another person's liability or debt, it is presumed to have been a gift unless a contract or special relationship (indemnity & contribution, e.g.) permits reimbursement. Moreover, a person who unreasonably sits on his or her rights will generally lose them.
If a person is paying an entire Chapter 13 plan payment when both spouses should contribute, that person needs to speak to his or her bankruptcy attorney (regarding a possible plan amendment) and his or her...
Payday loans were rendered effectively unlawful in Pennsylvania a couple of years ago. While a PA resident could conceivably apply for and obtain a payday loan, the payday lender generally may not enforce an unlicensed payday loan contract in Pennsylvania's courts.
As far as payday loan "fraud" is concerned, a person could be convicted of fraud if that was the perpetrator's provable intent, a prosecutor is willing to make a case, and a jury convicts. However, police or prosecutors usually...
You should consult with the National Association of Consumer Advocates, www.NACA.net, for a list of Consumer Rights Attorneys who have expressed an interest in matters such as yours. You should seek the advice of a South Carolina-licensed attorney for assistance in responding to the complaint and/or settling the dispute without further court intervention.
Payday lending is generally illegal in Pennsylvania if the lender was not licensed and registered with the Department of Banking and Insurance or if the lender charged interest in violation of PA's usury statute. The payday lender can still try to sue, but it would be up to the defendant to bring to the court's attention the invalidity of the loan.
Consumer Rights Attorneys are generally unaware of any payday lender filing a lawsuit to collect in PA. HOWEVER, Pennsylvania is considering...
Generally, the mere allegation by a private party that a crime occurred does not translate into jeopardy for the accused. Nevertheless, if a private party is intent on persuading a government to file charges or a government has expressed interest in the facts underlying an alleged crime, the accused should immediately consult with a criminal defense attorney. The attorney will assist the accused in gathering all of the evidence that suggests innocence.
Generally, the most prudent action...
No. It is not too late. A consumer can always try to settle a collection judgment. He or she might try to negotiate the following terms:
1) Pay lump sum of $X as settlement in full or pay $Y per month with no accruing interest or fees;
2) No execution on the judgment including compliance with information subpoenas;
3) Vacation (make disappear) the judgment entered against the consumer upon payment;
4) Dismissal of the lawsuit with prejudice;
5) Get the settlement terms in writing...