Joseph A Mullaney III’s Answers

Joseph A Mullaney III

Media Debt Settlement Attorney.

Contributor Level 12
  1. Can a judgment recovery company garnish wages in PA for an old landlord/tenant judgment case?

    Answered 12 months ago.

    1. Joseph A Mullaney III
    2. Stewart C Crawford Jr.
    3. Dorothy G Bunce
    3 lawyer answers

    Generally, wage garnishment in Pennsylvania is not permitted on judgments issued by Pennsylvania courts barring a few exceptions. One exception is for unpaid rent reduced to a judgment. Generally, a landlord must obtain a judgment for unpaid rent and then file a Petition to Attach Wages pursuant to 42 Pa.C.S.A. § 8127(a)(3.1). The statute, among other things, directes a prothonotary to enter a Rule to Show Cause requiring the tenant to respond within ten (10) days. After considering the...

    4 lawyers agreed with this answer

  2. What are the conspiracy to check fraud laws in PA? I have a previous criminal record but not for this issue.

    Answered over 1 year ago.

    1. Robert C. Keller
    2. Joseph A Mullaney III
    3. Christopher M. Patterson
    3 lawyer answers

    Generally, one should not admit to her crimes on the internet. The internet is not anonymous so statements made against one's interest can come back to haunt. Generally, one cannot enter a conspiracy to defraud a bank and then when the conspiracy fails claim "I didn't do it/my co-conspirators did." You should get an attorney. Now.

    4 lawyers agreed with this answer

  3. Chapter 13 bankruptcy payment

    Answered over 1 year ago.

    1. Joseph A Mullaney III
    2. Brian Crozier Whitaker
    3. Alan S Dambrov
    4. James J Schollian
    4 lawyer answers

    Generally, when a person pays another person's liability or debt, it is presumed to have been a gift unless a contract or special relationship (indemnity & contribution, e.g.) permits reimbursement. Moreover, a person who unreasonably sits on his or her rights will generally lose them. If a person is paying an entire Chapter 13 plan payment when both spouses should contribute, that person needs to speak to his or her bankruptcy attorney (regarding a possible plan amendment) and his or her...

    4 lawyers agreed with this answer

  4. I had a payday loan and a collection agency called and said that criminal charges was being brought against me can they do tha

    Answered over 1 year ago.

    1. Gregory Thomas Artim
    2. Daniel Edward Mueller
    3. Joseph A Mullaney III
    3 lawyer answers

    Payday loans were rendered effectively unlawful in Pennsylvania a couple of years ago. While a PA resident could conceivably apply for and obtain a payday loan, the payday lender generally may not enforce an unlicensed payday loan contract in Pennsylvania's courts. As far as payday loan "fraud" is concerned, a person could be convicted of fraud if that was the perpetrator's provable intent, a prosecutor is willing to make a case, and a jury convicts. However, police or prosecutors usually...

    4 lawyers agreed with this answer

  5. What might most likely be my consequence if I turn myself in?

    Answered over 1 year ago.

    1. Joseph A Mullaney III
    2. Robert C. Keller
    3. Adam D. Zucker
    4. William A. Jones Jr.
    4 lawyer answers

    You should not admit to crimes on the internet. You need to consult with a criminal defense attorney regarding the "consequence" of turning yourself in.

    4 lawyers agreed with this answer

  6. I had bought a car from a buy here pay here BHPH.

    Answered over 1 year ago.

    1. Joseph A Mullaney III
    2. Robert C. Keller
    3. Scott Richard Kaufman
    4. Ronald Lee Burdge
    4 lawyer answers

    Did you ask the seller why there is a discrepancy? Is there an actual discrepancy with the odometer or just between the selling papers?

    4 lawyers agreed with this answer

  7. I received a summons for unpaid credit card debt in South Carolina. I live in Pennsylvania. What should I do to defend myself?

    Answered over 1 year ago.

    1. Joseph A Mullaney III
    2. Rachel Lea Hunter
    3. Matthew Louis Solomon
    3 lawyer answers

    You should consult with the National Association of Consumer Advocates, www.NACA.net, for a list of Consumer Rights Attorneys who have expressed an interest in matters such as yours. You should seek the advice of a South Carolina-licensed attorney for assistance in responding to the complaint and/or settling the dispute without further court intervention.

    4 lawyers agreed with this answer

  8. Do creditors really come to your home or job?

    Answered over 1 year ago.

    1. Joseph A Mullaney III
    2. Gregory Thomas Artim
    3. Nicole M Hauptman
    4. Alfred M. Abel
    5. William Ray Pelger
    5 lawyer answers

    Payday lending is generally illegal in Pennsylvania if the lender was not licensed and registered with the Department of Banking and Insurance or if the lender charged interest in violation of PA's usury statute. The payday lender can still try to sue, but it would be up to the defendant to bring to the court's attention the invalidity of the loan. Consumer Rights Attorneys are generally unaware of any payday lender filing a lawsuit to collect in PA. HOWEVER, Pennsylvania is considering...

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  9. My parents wired me money through western union and are now saying I stole their money. what legal action can be taken

    Answered 7 months ago.

    1. Brian Edward Sipe
    2. Thomas J. Wagner
    3. Joseph A Mullaney III
    3 lawyer answers

    Generally, the mere allegation by a private party that a crime occurred does not translate into jeopardy for the accused. Nevertheless, if a private party is intent on persuading a government to file charges or a government has expressed interest in the facts underlying an alleged crime, the accused should immediately consult with a criminal defense attorney. The attorney will assist the accused in gathering all of the evidence that suggests innocence. Generally, the most prudent action...

    3 lawyers agreed with this answer

    1 person marked this answer as helpful

  10. Is it to late to make payment arrangement after you been sent an information subpoena?

    Answered over 1 year ago.

    1. Joseph A Mullaney III
    2. Lawrence Michael Centanni
    3. Michael Avanesian
    3 lawyer answers

    No. It is not too late. A consumer can always try to settle a collection judgment. He or she might try to negotiate the following terms: 1) Pay lump sum of $X as settlement in full or pay $Y per month with no accruing interest or fees; 2) No execution on the judgment including compliance with information subpoenas; 3) Vacation (make disappear) the judgment entered against the consumer upon payment; 4) Dismissal of the lawsuit with prejudice; 5) Get the settlement terms in writing...

    3 lawyers agreed with this answer

    1 person marked this answer as helpful