I have just received a writ of garnishment, stating that my wages will be garnished for unpaid parking tickets that have been in collections for some time. I am in the process of taking out a loan which I had intended to use to pay off this debt,...
You can always payoff the debt in full. Check with the collector and make sure you get documentation verifying that the debt is satisfied in full upon payment.See question
My dad co-signed for my brother to buy a car in the 1980's. the car was repossessed and sold. My dad has been paying 20 p/m, he is 84 years old and on Social Security. he is constantly called and threatened to pay more money. What are his opti...
Your father may have an FDCPA claim for hostile collection practices. He should contact an attorney that handles debt-defense/FDCPA cases in New York to discuss his options. Good luck.See question
I took out an on-line payday loan and my husband lost his job and i was no longer able to pay. They took out over half of what i owed them out of my bank account and i was forced to close my bank account. I have received calls from "attorneys" say...
They can file a claim for the balance of the loan, and you should review the loan documents you signed to see exactly what rights you still have. If it's for a small amount they may not sue, but will probably sell the debt to a third-party debt collector who may then file a lawsuit. Gather all of your documented and discuss with a local debt-defense attorney. Good luck.See question
My friend has two $12500 dollar holds on his account, and he only had roughly $80 to begin with. It's Martin Luther King Day, so he can't call the bank to see who is holding the money. He owes money to the IRS, and is thinking maybe they took the ...
The IRS has virtually unlimited power when collecting judgments. You should have your friend call the bank after the holiday to discuss and perhaps set up some type of payment plan with the IRS. Good luck.See question
It has been 2 years and I have not received payment ($3200.00). I have the COO and CFO home address and current place of employment. Does that help as far as collecting what I am owed?
If the LLC is still "active" then there should be an attorney of record for it. You should check with the department of state/commerce and then take the results of your search to a local attorney. Good luck.See question
A debt collector came to my house and delivered a court Summons stated that I owed American Express credit card account. I don't have American Express account and never received bills or statements at my current address. What should I do? Pleas...
Check the date on the summons and contact a debt defense attorney that handles cases in your area. If this is a case of mistaken identity you could be entitled to damages under the FDCPA. Don't delay, as the turnaround time for this kind of case is quick.See question
I made tried to make an appointment with a local dentist office, and they claim I owe a bill from 2005, can they still collect past 7 years?
You should check with a local attorney but this is probably barred by the SOL.See question
should I inform collector of my only income is social security, debt is unsecured,
They may file suit but will probably send you numerous letters before initiating litigation. Keep all of the letters and discuss the situation with a debt defense attorney in your area. They should be able to help.See question
How do I do a heading? i do owe the debt but I had offered in several letters how I could manage it as I am 77 years of age and widowed on a fix income. I have all the copies of everything I wrote them etc. How do I get started.
Mr. Swimmer is right. Check with your legal aid clinics-they should be able to help. A link is attached below. Good luck,See question
My deceased fathers former auto lease company is trying to claim unpaid payments after we turned in his vehicle when he passed away. They are looking to claim $15K. His estate at the time of his passing wasn't much because not alot had to go int...
You should discuss this with a trusts and estates attorney in your area. Good luck.See question