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About me

Craig Sharnetzka focuses his practice in the areas of municipal law, real
estate, bankruptcy and estate planning and administration.  He is a shareholder with CGA Law Firm
and currently chairs the firm’s municipal law department.


Through his municipal law practice, Craig
represents a number of municipalities in the capacity of solicitor.  He routinely drafts ordinances, resolutions,
contracts and advises council members and elected and appointed officials and
employees in matters such as open meeting laws, planning, zoning, and other
land use issues, economic development, personnel, capacity and other matters.


Craig’s bankruptcy practice serves the needs of
both consumer and corporate clients.  He has
experience in Chapter 7, 11, and 13 bankruptcy filings.  As for consumers facing financial hardship,
not only can he help you file for bankruptcy but he is experienced in
negotiating with creditors; reinstating or preventing foreclosures and
repossessions; resolving credit, credit report and debt collection disputes and
drafting and reviewing credit documents. 
For companies facing financial distress and potential default, Craig
counsels them in remaining operational, while pursuing the most prudent strategy
for reorganization or disposition of assets. 


He also represents the interests of creditors’ in
bankruptcy proceedings.  He is
experienced in debt collection techniques and has enjoyed tremendous success in
collecting both secured and unsecured debts through use of legal means,
including liens, structured repayments and litigation, when necessary. 


Additionally, Craig is able to draw upon the
experience of other attorneys in CGA Law Firm, weaving together integrated
client service teams that can bring business, commercial, tax, employment and
litigation experience to bear for his clients.


Representative Matters


  • Handled numerous variance and special exception

  • Assisted in negotiation of municipal waste
    contracts and services.

  • Assisted small family business in negotiating reorganization and workout
    while continuing operations and preserving 30 jobs. 

  • Helped
    numerous Chapter 13 clients to reorganize their finances in order to save homes
    from foreclosure, cars from repossession and to resolve tax obligations.


Practice areas


  1. Real Estate: 34%
  2. Estate Planning: 33%
  3. Bankruptcy & Debt: 33%


Payment types:

Cash, Check, Credit card

Attorney endorsements

1 total 

Are you an attorney? Endorse this lawyer

  • Steven M. Carr

    Skilled bankruptcy attorney


    Steven Carr Bankruptcy & Debt Attorney
    Relationship: Fellow lawyer in community

Contact info

CGA Law Firm

135 North George Street
York, PA, 17401


We have not found any instances of professional misconduct for this lawyer.
Avvo contributions
Legal answers
Award nameGrantorDate granted
Rising StarSuper Lawyers2013
BV Preeminent Peer Review RatedMartindale-Hubbell2012
Special Pro Bono AwardYork County Bar Association2011
Rising StarThomson Reuters2010
Pro Bono AwardPennsylvania Bar Association2008
Rising StarThomson Reuters2006
Work experience
TitleCompany nameDuration
ShareholderCGA Law Firm1999 - Present
Association namePosition nameDuration
American Red Cross York-Adams ChaptersBoard of Directors2012 - Present
Pennsylvania Bar AssociationN/AN/A
York County Bar AssociationN/AN/A
School nameMajorDegreeGraduated
Pennsylvania State University, Dickinson School of LawLawJD - Juris Doctor1999