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Mark Michael Campanella
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Mark Campanella’s Answers

116 total


  • My roommate smoke pot in her room and she have a six year old child i asked to leave and she does not wants to leave

    she rented the room 3 months ago, have only paid few time is smoking pot in her room while her daughter six years old in the room and just open the window. i asked to move out because of payment and agree to do it, but after the week past she was...

    Mark’s Answer

    Without additional details, aside from calling social services or DSS, it's hard to say what your remedies are. Is she a sublet? Are you both on the lease? Depending on what your relationship is, you may or may not have standing to bring an eviction proceeding against her.

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  • I have a house in my name, The Deed is in my name. I want to transfer the Deed to my brother. How do i do this?

    The house was purchased as a fixer upper and can no longer afford to do this, This is why i want to transfer the property to my brother

    Mark’s Answer

    Assuming there is no mortgage owed on the property, you would simply issue a quit claim deed to your brother. It's a fairly inexpensive proposition, but there will be some fees involved. I would recommend retaining counsel to do this on your behalf. As an aside, there could well be tax consequences associated with the transfer, so also be sure to consult your attorney and accountant regarding those issues.

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  • Our daughter entered a no deposit return down payment for college here in ny state she did so at age 17 is she entitled to get

    her deposit back

    Mark’s Answer

    Just to clarify, she remitted a non-refundable deposit? As in the form of an application fee or a fee to actually hold her a place once she was accepted? Was the deposit made to a private or public institution? How significant was the "deposit"? Who specifically paid the deposit (i.e., who's account was it drawn from)? Hers or your own?

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  • What is the statue of limitations for mortgages processed in 2006 in the state of New York?

    In reference to NY criminal law

    Mark’s Answer

    Actions based in breach of contract are 6 years in New York.

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  • Hi, I just rent my house to someone. My HOA wanted a copy of my lease. Can I deny it? Do they have the privilege to do that?

    I just rent my house. My HOA found it out and asked for a copy of my lease. I am just wondering if I could deny it. Do I have to give them the copy of lease and do they have the privilege to view my lease? I think it's the personal thing and it's ...

    Mark’s Answer

    You need to refer to your HOA charter. It could well have reserved the right to review and/or approve any leases that owners undertake.

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  • How do I get a Collection Agency to stop contacting me?

    I do not believe I owe a company any more money so how can I get this debt to be ended? Thanks Sandra Dawson 631 228 4361

    Mark’s Answer

    Send them a cease and desist letter instructing them to discontinue any further communications. Either prepare one yourself or contact an attorney to do so for you. This willl likely trigger the initiation of an action against you, so getting the calls to stop won't address the underlying issue.

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  • If there is a judgement against you and money was taken is it possible to get that money back?

    money was recently taken out of my personal bank account. a friend of mine had a contact that helped her resolve some debt issues and claimed that he could also resolve issues that had a judgement placed. this person never got in contact with t...

    Mark’s Answer

    If the money was taken out of your bank account by the Sheriff subject to an execution served on the bank, your only option for getting that money back is demonstrating that the funds contained in the account were otherwise exempt and not subject to the execution. Before any of that happened though you should have been served with documentation in which to claim an exemption. Did that happen, or is part of the backstory missing? Either way, you need to consult with counsel to review the entirely of your circumstances and determine whether you have any rights going forward.

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  • Is there a time limit from the time a loan agreement is signed 'til it is perfected? Lender trying to collect 16 years later...

    but never perfected with a UCC-1 filing.

    Mark’s Answer

    There's a difference between an agreement becoming effective once executed and a UCC being put into place to secure a lender's security interest. The SOL in NY for breach of contract is 6 years, but you've not given enough information in your query to address how that applies in your situation. If no payments have been within that 6 year window, the creditor might be out of luck in pursuing the claim.

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  • Can a Homeowner's bank increase a sale price 4 months into a signed contract

    I went into contract on a short sale in Bellmore Long Islane in August. Contracts were signed on a price of 241,500. I've gotten all of my ducks in a row, Engineers, report, appraisal, inspection, mtg commitment, etc... All of a sudden, we receiv...

    Mark’s Answer

    Welcome to the world of short sales. Yes, unfortunately this is legal.

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