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Vincent J. Gallo

Vincent Gallo’s Answers

808 total


  • Ex-Girlfriend signed quit claim deed on house, mortgage is under water to re-finance. Does she have any interest in the property

    All payments made out of my bank and upgrades can be proved paid by me.

    Vincent’s Answer

    If the house is under water that denotes that there is no equity in the house and only a deficit so whatever interest she may be claiming is a negative interest so theoretically unless the market recovers then she would have an interest in nothing NG at the moment.

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  • Does signing a quit claim deed make me not eligible to receive any money in the sale of our home?

    My soon to be ex husband and I bought a home almost 2 years ago. I was a stay at home mom and he earns $165,000 annually. My name was not on the loan or deed. I signed a quit claim deed at closing (not knowing what it was). The house will have alm...

    Vincent’s Answer

    Since you didn't know what it was, why on Earth did you sign it? What did you think it was?

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  • What are the ramifications of not recording a mortgage?

    We loaned our son money to buy a house, but he doesn't want the mortgage recorded because then people in our small community will know he borrowed the money from his parents rather than paying for the house himself. He is beginning a job at our l...

    Vincent’s Answer

    You would lose your lien priority if the Mortgage is not recorded. So if he ends up with a judgment, other form of lien, or takes out another Mortgage, unbeknownst to you, you would lose the equity in his home as collateral. And who is he trying to impress?

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  • Can I sell my house if my friends name appears on the deed?

    I bought this house on my own credit etc. the other person on the deed does not make house payments. This person is no longer in my will.

    Vincent’s Answer

    Sure you can. You are perfectly well within your right to sell your undivided fractional share in the real estate. Who would ever but it is another issue.

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  • How do I determine title on a deed.

    I inherited property with my brother. The title on the deed reads my name "AND" my brother's name. For example: "Jane Smith AND Joe Smith". Does this mean that we hold the property as joint tenants or tenants in common?

    Vincent’s Answer

    From the scant facts, most likely tenants in common.

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  • My neighbor excavated his backyard and the water run off is now on my property. Is this allowed or against the building code ny

    What can I do about this?

    Vincent’s Answer

    In NYC at least an owner is required to retain their own water.

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  • Trespassing?

    If my Dad has keys to my house, can he let himself in any time he wants?

    Vincent’s Answer

    More importantly, from your question, it appears that your first order of business should be to change your locks.

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  • I bought my home in 2011 and in 2013 a friend of mine got in some legal trouble and need to show some stability to the courts so

    I listed her on the deed to my home. since then she has moved in my home with her four kids and her mother and I cant get her out. she don't work nor does her mother neither of them pay bills and they wont leave

    Vincent’s Answer

    And how did your gratuitously adding her name to your deed substantitively add to her stability? It would appear that moving six people into your house and adding her name to your deed as a co-owner only added to your instability.

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  • I bought my home before I got married. How do I make sure my now husband can stay in the home and continue to pay the mortgage ?

    In the event I die, how can I make sure my husband can stay in the home and take over the mortgage.?

    Vincent’s Answer

    Convey the real estate to yourself and your husband as tenants by the entirety. If you die first, it's his alone, subject to the mortgage obligation.

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  • DO I NEED A REAL ESTATE LAWYER?

    I'm buying a house, closing was suppose to be this Friday. Closing never took place because of a "clouded" title. The SELLER has a bankruptcy (chapter 13) in place that hinders the sale. The seller now states she was told she cannot sell her prope...

    Vincent’s Answer

    It appears from the facts that you presented that you should have HAD an attorney representing you right from the outset. And from the limited facts, your seller most likely cannot sell at least not without the intercession and authorization of the bankruptcy court/trustee.

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