Skip to main content
John P Fazzio III
Avvo
Pro

John Fazzio’s Legal Guides

21 total

  • IRS Notice? Levy? Garnishment? What Are Your Options?

    A Notice of Intent to Levy is a scary thing to get in the mail. The IRS is going to levy your bank account, garnish your wages, and repossess your property. That is what the notice says. But, t

    Read more 

  • NJ Foreclosure Litigation Timeline

    NJ Foreclosures progress through a number of stages: Pleadings Stage Discovery Stage Summary Judgment Stage Trial Stage Verdict Stage By the time a "verdict" is rendered or a "judgment" is

    Read more 

  • Send a QWR to the Bank to Protect Your Interests

    A QWR is an Important Tool to Ensure Your Mortgage Payments Are Being Correctly Applied Importance of the QWR in Foreclosure Situations In a pending battle across state lines, the carelessness of bank

    Read more 

  • Homeowners Can Sue for Breached Trial Modification Plan

    Appellate Court Says Homeowner Has Causes of Action for Breach of Contract and Consumer Fraud When Bank Fails to Modify the Loan After Trial Plan Payments Are Made Under HAMP Overview In Arias v. Elit

    Read more 

  • Banks Foreclosure Time-Barred by 6-year Statute of Limitations

    In NJ, there is a six year statute of limitations for foreclosure actions. The statute of limitations runs from the default on the loan. If a lender fails to initiate a foreclosure action until afte

    Read more 

  • The Employee/Independent Contractor Dispute

    A Major Payroll Problem That Arises is the Mis-Classification of an Employee

    Read more 

  • The Taxpayer Advocate - Your Friend When All Else Fails

    What to Do When You Are Dealing With the IRS and All Else Fails

    Read more 

  • IRS Penalties -- What Can I Do About Them

    Advice on what you can do to avoid various IRS penalties like late-filing, late-payment, negligence, substantial understatement, and fraud.

    Read more 

  • The Late Filing Penalty for Your Income Tax

    What are the tax consequences and penalties if you file your return late?

    Read more 

  • Employment Tax Liability - 100% Trust Fund Receovery Penalty (TFRP)

    Explains when the 100% Employment Tax Trust Fund Penalty Will Be Imposed.

    Read more