Consult with a malpractice attorney, however i do not think you have much of a claim here. Your attorney has a duty to you, NOT to your mother, who is an insider creditor. You hired a BK attorney to file your case and achieve a successfull outcome. Did you receive a discharge ? did you suffer any pecuniary damages?
Not adviseable. You would be opening yourself up to an adversary proceeding (a lawsuit within your bankruptcy) objecting to the dischargeabilty of that specific debt pursuant to S 523. The purchase of "Luxury" items w/in 90 days is only one cause of action for a creditors objection to discharge. Care Credit will most likely use the "false pretense" COA i surmise.
It appears as though the correct jurisdiction for your BK filing would be the Southern District of NY-White Plains Division (of course i would need to know how long you have been living in that particular jurisdiction within NY State) Do have any other assets? Please call us if youd like to schedule a free consult. 1800 473 1581.
No, he cannot be forced to pay your debts- ie there is no imputed liability merely for living in his house. Does your father contribute towards your monthly living expenses (ie food, transportation, clothes etc)? if so, i would include ONLY the amount of his support on schedule I, as well as the means test. I would certainly not include his total gross income under the household.
Please consult with a local BK attorney to verify if you have a cash exemption to use for the remaining 1,000. You probably will not have an issue with the 4600 spent, if the money was legitamately used for ordinary living expenses. Most trustees (at least in my districts) do not even require a written rental agreement, especially when the rent expense is merely a few hundred dollars and is reasonable. It is not a good idea to "pre-pay" rent.
You may file pro se as a matter of right, however you are not a bankruptcy lawyer and you are probably not familiar with the substantive and procedural laws. If anything, seek legal aid in your community or a pro bono attorney. When its time for your vehicle maintenance, do you undertake the tasks of rotating your tires, cleaning the fuel injection and changing the oil by yourself or do you go to a mechanic who does that for a living?
Your assigned trustee or the US trustee may ask for your wife's bank statements. If you do not have 6 mos of bank stmts, you do not have to provide them. Some trustees will ask for a detailed affidavit verifying expenses paid via cash.