Julio E Portilla’s Guides

Julio E Portilla

New York Bankruptcy Attorney.

Contributor Level 9
  1. Eviction and Bankruptcy

    Written by attorney Julio Portilla, over 1 year ago.

    The Bankruptcy Abuse Prevention and Consumer Protection Act was made effective in October 2005 and has rendered eviction of bankrupt tenants easier for landlords. Knowing how to proceed is contingent upon whether a tenants bankruptcy is declared before or after the landlord rega...

    1 person found this Legal Guide helpful

  2. Buying a Car during Bankruptcy

    Written by attorney Julio Portilla, over 1 year ago.

    For many of us, it often seems that everything goes wrong at once. This is especially frustrating if you are in the midst of bankruptcy proceedings. When your car finally breaks down for good or your lender repossesses it, it is hard to see how you can get to work each day and ke...

    1 person found this Legal Guide helpful

  3. Recovering From Bankruptcy

    Written by attorney Julio Portilla, almost 2 years ago.

    Filing for bankruptcy is grueling enough, but when the dust has settled, your work has only begun. With your financial state stabilized for the time being, it is time to work hard to restore trust, rebuild your credit, and even start saving money for the future. These tips should...

    1 person found this Legal Guide helpful

  4. Is a Mortgage After Bankruptcy Possible?

    Written by attorney Julio Portilla, about 2 years ago.

    Is a Mortgage After Bankruptcy Possible? There are many misconceptions about life after bankruptcy particularly the notion that bankruptcy is a death sentence to obtain future credit and/or loans.After all, if someone has filed for bankruptcy, why would any company trust them wi...

    1 person found this Legal Guide helpful

  5. Understanding the Process of a Section 341(a) Creditor's Meeting

    Written by attorney Julio Portilla, about 2 years ago.

    Understanding the Process of a Section 341(a) Creditor's Meeting Bankruptcy is a complex solution to a complex problem. It can be an intricate process, especially when it comes to Chapter 7 bankruptcy. One aspect of that process is the 341 Meeting. While its name may sound lik...

    1 person found this Legal Guide helpful

  6. Bankruptcy Relief for Student Loans

    Written by attorney Julio Portilla, about 2 years ago.

    Student loans have become one of the most serious debt problems that average Americans face today. With the cost of education rising and the job market struggling to recover from recession, a disturbing percentage of college graduates find themselves taking any job, however low...

    1 person found this Legal Guide helpful

  7. A Guide to Surviving Foreclosure

    Written by attorney Julio Portilla, over 2 years ago.

    For too many Americans, the word foreclosure symbolizes a feeling of powerlessness that has defined the nations economic climate for the past several years. If you are looking at your financial situation and fear that a foreclosure may be on the horizon, its time to arm yourself...

    2 people found this Legal Guide helpful

  8. HOW BANKRUPTCY CAN HELP WITH FORECLOSURE

    Written by attorney Julio Portilla, over 2 years ago.

    In 2007, the United States economy entered a mortgage crisis that caused panic and financial turmoil. Too much borrowing and a flawed financial model, largely based on the assumption that home prices will increase, precipitated the mortgage crisis. In conjunction with this flawed...

    1 person found this Legal Guide helpful

  9. Top 5 Tips Before You File A Lawsuit!

    Written by attorney Julio Portilla, about 3 years ago.

    Before you file a lawsuit, you need to decide a few things about your potential case. You need to answer the following questions before deciding whether it's worthwhile to bring a lawsuit to court: 1. Do I have a good case ...

    1 person found this Legal Guide helpful

  10. So you got a DWI/DUI........Now What?

    Written by attorney Julio Portilla, about 3 years ago.

    What happens when you get stopped for drunk driving? Getting stopped for drunk driving (commonly referred to as DWI driving while intoxicated or DUI driving under the influence) is a serious offense and can have different consequences depending upon where you live. All 50 stat...

    2 people found this Legal Guide helpful