Suspensions that kick in on tickets prior to a final decision (for example, you answered the ticket late) still must be officially "terminated" at some point regardless of the final outcome of the case. The termination is the $70 fee. Yes, you still must pay.
If you plead guilty, you know what you're getting--$195+$300+$50 + any unknown insurance increases.
If you plead not guilty and hire an attorney, here are the possible outcomes:
-1. Guilty and you pay ll the above expenses ($545) + the legal fee (on average $300-400)
-2. Guilty but the surcharge is eliminated (very very possible in NYC) and you pay $245 + the legal fee
-3. Case dismissed and you pay just the legal fee
In my opinion, chances of the most costly of the above (no.1) are...
22 year old...25 over...NJ is mostly negotiable and willing to reduce the charge...
Despite that fact that NJ tickets won't be reported to NJ, it's hard to advise anyone to "just pay" before at least looking into it further. First speak with a NJ attorney and see what your options are.
One is written directly to the driver (stopped by an officer) and one is written simply to the registered owner (camera). The camera ticket is treated as a parking violation because the individual driver can't be identified. Parking violations don't go on anyone's record and thus don't have points or insurance ramifications. Camera tickets are annoying and can add up to a legit expense, but they are much better than actual red light moving violations.